Banco Bilbao Vizcaya Argentaria, S.A. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA), the latest P/E of 12.4 frames valuation, while ROE 18.94% and ROIC 4.80% indicates profitability and capital efficiency. Together with the current ratio of 0.44 and debt-to-equity 1.56, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

BBVA Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$6.88$12.55$9.77$6.52$4.89$3.35$3.50$3.55$3.51$3.76
Net Income per Share$1.91$1.67$1.35$1.03$0.73$0.20$0.53$0.81$0.48$0.50
Operating Cash Flow per Share$18.61$5.63$-0.12$3.83$-0.19$5.91$-1.24$1.31$0.28$0.95
Free Cash Flow per Share$18.40$5.43$-0.43$3.44$-0.34$5.75$-1.44$1.08$0.10$0.67
Cash per Share$50.60$19.72$43.13$36.42$35.76$31.32$26.86$26.76$23.79$26.34
Book Value per Share$10.74$9.96$9.28$8.16$7.62$7.52$8.26$7.97$7.27$7.98
Tangible Book Value per Share$10.23$9.55$8.88$7.81$7.27$7.17$7.21$6.71$6.12$6.57
Interest Debt per Share$16.91$30.00$34.28$20.51$19.44$17.82$19.24$17.88$15.76$18.59
CAPEX per Share$0.21$0.20$0.31$0.39$0.15$0.17$0.21$0.23$0.18$0.28

BBVA Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)12.365.666.115.487.2220.69.435.714.7712.82
Price to Book (P/B)2.31.020.950.740.770.60.680.651.120.94
Price to Sales (P/S)3.250.750.840.861.071.211.421.312.021.7
Enterprise Value to EBITDA7.388.3510.495.558.869.9111.88.6512.7114.57
EV to Sales3.441.872.491.592.42.914.273.164.114.36
EV to Operating Cash Flow1.274.17-201.092.71-60.51.65-12.118.5851.4717.2
EV to Free Cash Flow1.294.32-57.083.03-34.341.69-10.3710.37148.1324.41
Enterprise Value$134.01B$141.50B$144.99B$64.39B$75.14B$64.78B$99.46B$74.37B$105.76B$113.92B

BBVA Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)18.94%18.07%15.51%13.56%10.60%2.93%7.21%11.46%7.58%7.34%
Return on Invested Capital (ROIC)4.80%3.85%2.65%2.48%1.95%1.09%1.92%2.17%1.71%1.61%
Return on Tangible Assets1.21%1.31%1.04%0.90%0.70%0.18%0.51%0.81%0.52%0.48%
Earnings Yield8.35%17.65%16.36%18.25%13.85%4.85%10.61%17.54%6.77%7.80%
Free Cash Flow Yield82.29%57.49%-5.18%61.06%-6.51%142.21%-28.98%23.28%1.38%10.47%
Dividend Yield3.53%6.87%5.73%6.27%2.76%3.96%6.49%6.84%3.27%3.59%

BBVA Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio0.440.30.480.480.550.520.410.420.410.41
Interest Coverage2.040.420.50.830.870.670.590.650.60.6
Income Quality9.633.21-0.093.47-0.2219.1-1.891.410.432.06
Debt to Equity1.562.63.472.442.642.492.382.272.242.5
Debt to Assets9.79%18.70%23.13%16.10%17.51%15.10%16.67%15.83%15.07%16.20%
Net Debt to EBITDA0.414.996.942.554.95.87.875.076.478.87

BBVA Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover01.584.253.363.272.322.061.942.382.31
Payables Turnover0000000000
Inventory Turnover0000000000
Days Sales Outstanding0231.5485.88108.58111.55157.42176.93187.93153.28157.67
Days Payables Outstanding0000000000
Days of Inventory on Hand0000000000

BBVA Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA7.388.3510.495.558.869.9111.88.6512.7114.57
Market Cap$126.57B$56.95B$49.01B$34.84B$33.61B$26.88B$33.11B$30.79B$51.91B$44.55B
Enterprise Value$134.01B$141.50B$144.99B$64.39B$75.14B$64.78B$99.46B$74.37B$105.76B$113.92B
Dividend Yield3.53%6.87%5.73%6.27%2.76%3.96%6.49%6.84%3.27%3.59%
Payout Ratio38.84%38.92%35.02%34.37%19.90%81.61%61.13%39.02%48.32%46.01%

Frequently Asked Questions

Is Banco Bilbao Vizcaya Argentaria, S.A. stock overvalued based on its P/E ratio?

On this page, BBVA's current P/E is 12.4, compared with a multi-year average around 10.0. A higher P/E versus its own history can indicate the market is pricing in stronger earnings growth or better durability. To judge whether the premium is justified, cross-check profitability (ROE/ROIC), liquidity (current ratio), and leverage (debt-to-equity) so you can separate quality strength from expectations alone.

What is Banco Bilbao Vizcaya Argentaria, S.A. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $126.57B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

What is a good P/E ratio for Banco Bilbao Vizcaya Argentaria, S.A. compared to its industry?

There isn't one universal "good" P/E - P/E should be judged against the business model and expected growth for its sector. A practical approach is: (1) compare the P/E on this page to Banco Bilbao Vizcaya Argentaria, S.A.'s own historical range (shown across the table's rows), and (2) benchmark against peer companies using the Screener's P/E filters and the Peers Comparison/Compare tools. If profitability (ROE/ROIC) and cash-flow strength are improving, a higher P/E can be more defensible; if returns are slipping, even a lower P/E may be a value trap.

How does Banco Bilbao Vizcaya Argentaria, S.A. compare to its competitors in key financial ratios?

The fastest way to compare Banco Bilbao Vizcaya Argentaria, S.A. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Banco Bilbao Vizcaya Argentaria, S.A. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

Is Banco Bilbao Vizcaya Argentaria, S.A. financially strong based on its ratios?

To assess whether Banco Bilbao Vizcaya Argentaria, S.A. is financially strong, review both profitability and balance-sheet risk together. Current ratio is about 0.44, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 2.04, implying a stronger ability to cover interest expenses. Debt-to-equity is about 1.56, suggesting higher leverage than a low-debt profile. Then confirm the same story is supported by ROE/ROIC (quality of earnings) and by cash-flow backed metrics in the table.

What do Banco Bilbao Vizcaya Argentaria, S.A.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Banco Bilbao Vizcaya Argentaria, S.A. is sustaining strong returns (for example ROE at 18.94% and ROIC at 4.80%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.