Citigroup Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Citigroup Inc. (C), the latest P/E of 13.7 frames valuation, while ROE 8.39% and ROIC 3.17% indicates profitability and capital efficiency. Together with the current ratio of 0.65 and debt-to-equity 1.90, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

C Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$90.31$89.78$80.50$51.48$39.29$42.59$45.99$38.95$32.97$28.85
Net Income per Share$10.47$6.67$4.78$7.63$10.80$5.30$8.63$7.24$-2.52$5.16
Operating Cash Flow per Share$-18.11$-10.34$-38.04$12.88$23.16$-11.26$-5.71$14.82$-3.25$18.67
Free Cash Flow per Share$-21.88$-13.76$-41.45$9.98$21.14$-12.91$-8.08$13.31$-4.50$17.72
Cash per Share$215.42$261.92$262.16$298.34$266.27$306.25$206.95$187.24$171.18$156.39
Book Value per Share$126.08$110.11$106.86$103.68$99.69$95.98$86.23$79.04$74.73$78.30
Tangible Book Value per Share$111.96$97.60$94.16$91.29$87.00$83.08$74.25$68.11$64.58$68.49
Interest Debt per Share$285.60$357.72$352.59$280.93$236.90$246.46$217.20$187.05$168.23$135.46
CAPEX per Share$3.77$3.42$3.41$2.89$2.03$1.65$2.37$1.51$1.25$0.95

C Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)13.7210.5510.765.935.5911.649.267.19-29.5411.51
Price to Book (P/B)1.040.640.480.440.610.640.930.6610.76
Price to Sales (P/S)1.440.780.640.881.541.451.741.342.262.06
Enterprise Value to EBITDA9.220.9725.2211.5810.6418.216.0414.1117.3215.47
EV to Sales1.682.622.842.674.193.64.313.955.154.68
EV to Operating Cash Flow-8.38-22.77-610.667.1-13.61-34.7410.39-52.177.23
EV to Free Cash Flow-6.94-17.11-5.5113.757.78-11.87-24.5411.57-37.727.62
Enterprise Value$258.17B$447.87B$440.54B$267.17B$334.37B$319.72B$445.92B$383.81B$457.72B$389.85B

C Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)8.39%6.08%4.49%7.38%10.87%5.54%10.04%9.20%-3.39%6.62%
Return on Invested Capital (ROIC)3.17%1.48%1.06%1.87%2.93%1.46%2.73%2.60%-0.95%2.26%
Return on Tangible Assets0.62%0.54%0.39%0.62%0.97%0.49%1.01%0.95%-0.37%0.85%
Earnings Yield8.09%9.48%9.29%16.86%17.88%8.59%10.80%13.90%-3.39%8.69%
Free Cash Flow Yield-16.77%-19.55%-80.58%22.08%35.00%-20.94%-10.11%25.56%-6.04%29.82%
Dividend Yield1.86%3.88%5.25%5.68%4.23%4.16%3.03%3.87%1.89%1.33%

C Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio0.650.310.30.340.340.40.350.350.370.37
Interest Coverage0.30.190.160.733.441.020.840.971.381.72
Income Quality-1.92-1.55-7.951.662.15-2.12-0.662.051.313.6
Debt to Equity1.92.832.932.592.352.512.382.252.181.68
Debt to Assets13.91%25.10%24.97%21.56%20.67%22.16%23.58%23.06%23.74%21.13%
Net Debt to EBITDA1.2914.719.537.766.7310.889.579.349.728.66

C Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover1.843.342.871.841.461.952.512.632.222.71
Payables Turnover0.61.51.380.450.070.610.750.490.390.34
Inventory Turnover0000000000
Days Sales Outstanding198109.29127.29198.66250.42187.13145.51138.99164.61134.67
Days Payables Outstanding607.15244.1265.11818.95482.14599.96483.47742.71938.381081.41
Days of Inventory on Hand0000000000

C Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA9.220.9725.2211.5810.6418.216.0414.1117.3215.47
Market Cap$221.86B$133.84B$99.28B$88.05B$122.77B$128.61B$179.69B$129.80B$200.80B$171.64B
Enterprise Value$258.17B$447.87B$440.54B$267.17B$334.37B$319.72B$445.92B$383.81B$457.72B$389.85B
Dividend Yield1.86%3.88%5.25%5.68%4.23%4.16%3.03%3.87%1.89%1.33%
Payout Ratio30.35%41.00%56.48%33.70%23.68%48.45%28.08%27.82%-55.85%15.34%

Frequently Asked Questions

Is Citigroup Inc. stock overvalued based on its P/E ratio?

On this page, C's current P/E is 13.7, compared with a multi-year average around 9.6. A higher P/E versus its own history can indicate the market is pricing in stronger earnings growth or better durability. To judge whether the premium is justified, cross-check profitability (ROE/ROIC), liquidity (current ratio), and leverage (debt-to-equity) so you can separate quality strength from expectations alone.

What is Citigroup Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $221.86B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

What is a good P/E ratio for Citigroup Inc. compared to its industry?

There isn't one universal "good" P/E - P/E should be judged against the business model and expected growth for its sector. A practical approach is: (1) compare the P/E on this page to Citigroup Inc.'s own historical range (shown across the table's rows), and (2) benchmark against peer companies using the Screener's P/E filters and the Peers Comparison/Compare tools. If profitability (ROE/ROIC) and cash-flow strength are improving, a higher P/E can be more defensible; if returns are slipping, even a lower P/E may be a value trap.

How does Citigroup Inc. compare to its competitors in key financial ratios?

The fastest way to compare Citigroup Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Citigroup Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

Is Citigroup Inc. financially strong based on its ratios?

To assess whether Citigroup Inc. is financially strong, review both profitability and balance-sheet risk together. Current ratio is about 0.65, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 0.30, implying less buffer for servicing interest costs. Debt-to-equity is about 1.90, suggesting higher leverage than a low-debt profile. Then confirm the same story is supported by ROE/ROIC (quality of earnings) and by cash-flow backed metrics in the table.

What do Citigroup Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Citigroup Inc. is sustaining strong returns (for example ROE at 8.39% and ROIC at 3.17%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.