Veritex Holdings, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Veritex Holdings, Inc. (VBTX), the latest P/E of 27.5 frames valuation, while ROE 3.65% and ROIC -0.61% indicates profitability and capital efficiency. Together with the current ratio of 0.01 and debt-to-equity 0.20, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

VBTX Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$6.93$14.65$14.31$9.54$7.47$7.40$7.69$6.46$4.73$4.89
Net Income per Share$1.10$1.97$2.00$2.75$2.83$1.48$1.71$1.63$0.82$1.16
Operating Cash Flow per Share$1.31$2.50$2.66$3.62$3.92$2.16$1.96$2.08$1.45$1.00
Free Cash Flow per Share$1.20$2.27$2.62$3.54$3.64$2.10$1.81$1.88$-0.98$0.90
Cash per Share$18.85$34.39$26.69$28.82$27.79$25.16$22.88$3.49$8.10$21.64
Book Value per Share$30.33$29.40$28.22$27.27$26.62$24.12$22.40$21.96$26.57$22.02
Tangible Book Value per Share$22.44$21.45$20.00$18.66$17.11$15.45$14.07$14.62$16.79$19.34
Interest Debt per Share$8.87$11.07$12.12$28.00$21.07$21.98$17.30$3.09$6.19$4.80
CAPEX per Share$0.10$0.23$0.03$0.09$0.27$0.06$0.14$0.21$2.43$0.10

VBTX Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)27.5113.7911.6610.214.0817.3217.0613.1333.5123.09
Price to Book (P/B)10.920.821.031.491.061.30.971.041.21
Price to Sales (P/S)4.41.851.632.945.323.473.793.315.835.46
Enterprise Value to EBITDA22.175.395.8811.9913.4920.1116.118.3214.884.89
EV to Sales5.081.071.244.857.025.665.193.055.31.91
EV to Operating Cash Flow26.986.266.6912.7713.3919.4120.429.4717.319.33
EV to Free Cash Flow29.336.96.7713.0814.419.9422.0410.51-25.5210.36
Enterprise Value$1.91B$854.40M$963.26M$2.46B$2.59B$2.09B$2.12B$476.99M$461.58M$101.37M

VBTX Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)3.65%6.70%7.07%10.09%10.61%6.14%7.62%7.41%3.10%5.25%
Return on Invested Capital (ROIC)-0.61%5.32%5.27%4.83%5.83%3.29%4.50%6.77%2.29%4.34%
Return on Tangible Assets0.50%0.87%0.91%1.25%1.50%0.88%1.21%1.30%0.55%0.91%
Earnings Yield3.65%7.25%8.57%9.80%7.10%5.77%5.86%7.61%2.98%4.33%
Free Cash Flow Yield3.94%8.37%11.27%12.60%9.15%8.19%6.22%8.78%-3.56%3.38%
Dividend Yield1.45%2.95%3.43%2.83%1.86%2.66%1.73%0.00%0.04%0.00%

VBTX Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio0.010.170.140.170.190.190.20.040.070.21
Interest Coverage0.490.370.442.24.941.571.241.672.553.37
Income Quality1.181.271.331.321.391.461.151.281.760.87
Debt to Equity0.20.140.220.970.760.860.690.080.210.19
Debt to Assets2.59%1.81%2.66%11.55%10.30%11.80%10.38%1.39%3.49%3.29%
Net Debt to EBITDA2.99-3.94-1.834.713.267.794.36-0.69-1.49-9.09

VBTX Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover000000017.6911.3518.27
Payables Turnover0000.630.451.972.626.842.9714.4
Inventory Turnover0000000000
Days Sales Outstanding000000020.6432.1619.98
Days Payables Outstanding000576.03817.71185.7139.3953.39123.0225.35
Days of Inventory on Hand0000000000

VBTX Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA22.175.395.8811.9913.4920.1116.118.3214.884.89
Market Cap$1.66B$1.48B$1.26B$1.49B$1.97B$1.28B$1.55B$516.73M$507.77M$289.78M
Enterprise Value$1.91B$854.40M$963.26M$2.46B$2.59B$2.09B$2.12B$476.99M$461.58M$101.37M
Dividend Yield1.45%2.95%3.43%2.83%1.86%2.66%1.73%0.00%0.04%0.00%
Payout Ratio38.12%40.64%40.01%28.90%26.18%46.10%29.53%0.00%1.50%0.00%

Frequently Asked Questions

Is Veritex Holdings, Inc. stock overvalued based on its P/E ratio?

On this page, VBTX's current P/E is 27.5, compared with a multi-year average around 18.1. A higher P/E versus its own history can indicate the market is pricing in stronger earnings growth or better durability. To judge whether the premium is justified, cross-check profitability (ROE/ROIC), liquidity (current ratio), and leverage (debt-to-equity) so you can separate quality strength from expectations alone.

What is Veritex Holdings, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $1.66B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

What is a good P/E ratio for Veritex Holdings, Inc. compared to its industry?

There isn't one universal "good" P/E - P/E should be judged against the business model and expected growth for its sector. A practical approach is: (1) compare the P/E on this page to Veritex Holdings, Inc.'s own historical range (shown across the table's rows), and (2) benchmark against peer companies using the Screener's P/E filters and the Peers Comparison/Compare tools. If profitability (ROE/ROIC) and cash-flow strength are improving, a higher P/E can be more defensible; if returns are slipping, even a lower P/E may be a value trap.

How does Veritex Holdings, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Veritex Holdings, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Veritex Holdings, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

Is Veritex Holdings, Inc. financially strong based on its ratios?

To assess whether Veritex Holdings, Inc. is financially strong, review both profitability and balance-sheet risk together. Current ratio is about 0.01, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 0.49, implying less buffer for servicing interest costs. Debt-to-equity is about 0.20, suggesting leverage is more moderate relative to a high-debt profile. Then confirm the same story is supported by ROE/ROIC (quality of earnings) and by cash-flow backed metrics in the table.

What do Veritex Holdings, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Veritex Holdings, Inc. is sustaining strong returns (for example ROE at 3.65% and ROIC at -0.61%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.