Alerus Financial Corporation Ratios | P/E, ROE & Valuation

On the Key Ratios page for Alerus Financial Corporation (ALRS), the latest P/E of 30.3 frames valuation, while ROE 4.88% and ROIC 6.92% indicates profitability and capital efficiency. Together with the current ratio of 0.37 and debt-to-equity 0.77, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

ALRS Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$13.10$15.70$12.21$12.05$13.72$14.02$13.89$13.68$12.92$12.79
Net Income per Share$1.09$0.84$0.59$2.15$3.06$2.61$2.00$1.88$1.10$1.04
Operating Cash Flow per Share$3.76$1.38$1.45$5.52$8.72$-1.30$1.31$3.89$3.51$2.52
Free Cash Flow per Share$3.92$0.79$1.29$5.43$8.58$-1.52$1.11$3.62$3.29$2.39
Cash per Share$4.29$30.85$30.95$41.61$63.76$44.74$30.83$21.13$28.49$35.89
Book Value per Share$22.96$23.54$18.53$19.15$20.91$19.30$19.39$14.31$13.23$12.51
Tangible Book Value per Share$18.43$17.01$15.22$15.27$17.79$15.90$16.03$10.36$8.90$7.70
Interest Debt per Share$21.45$20.50$22.89$24.61$4.00$4.61$5.86$11.97$7.09$4.93
CAPEX per Share$0.16$0.59$0.16$0.10$0.10$0.22$0.20$0.27$0.22$0.12

ALRS Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)30.2822.8238.1410.889.5510.4811.410.2418.6116.35
Price to Book (P/B)1.450.821.211.221.41.421.181.351.551.36
Price to Sales (P/S)2.521.231.831.942.131.951.651.411.581.33
Enterprise Value to EBITDA23.5217.3728.5313.574.165.365.469.025.812.51
EV to Sales3.5322.863.651.371.511.2721.390.47
EV to Operating Cash Flow12.322.8223.987.962.16-16.2613.537.035.142.4
EV to Free Cash Flow11.7939.8327.038.12.2-13.8815.937.565.472.53
Enterprise Value$1.18B$660.73M$695.04M$819.83M$324.19M$361.83M$260.34M$376.57M$246.02M$81.59M

ALRS Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)4.88%3.58%3.17%11.21%14.66%13.53%10.34%13.13%8.31%8.31%
Return on Invested Capital (ROIC)6.92%2.01%1.44%5.00%12.47%11.26%8.36%6.92%5.60%6.15%
Return on Tangible Assets0.54%0.35%0.30%1.08%1.58%1.51%1.28%1.22%0.72%0.71%
Earnings Yield3.28%4.38%2.62%9.19%10.47%9.54%8.77%9.76%5.37%6.12%
Free Cash Flow Yield11.91%4.10%5.76%23.25%29.29%-5.57%4.85%18.80%16.10%14.08%
Dividend Yield2.55%3.81%3.32%2.94%2.14%2.22%2.65%2.81%2.41%2.70%

ALRS Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio0.370.150.20.250.380.30.240.170.220.28
Interest Coverage0.350.20.213.2912.434.772.072.654.083.02
Income Quality3.451.632.482.572.84-0.50.652.073.192.42
Debt to Equity0.770.641.031.240.180.20.240.770.490.35
Debt to Assets8.45%6.03%9.70%11.72%1.86%2.21%2.87%6.99%4.16%2.90%
Net Debt to EBITDA6.766.7210.226.37-2.3-1.58-1.62.67-0.78-4.54

ALRS Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover16.465.874.244.677.3110.079.858.666.637.05
Payables Turnover0000000000
Inventory Turnover0000000000
Days Sales Outstanding22.1762.2185.9978.0949.9536.2337.0642.1655.0351.8
Days Payables Outstanding0000000000
Days of Inventory on Hand0000000000

ALRS Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA23.5217.3728.5313.574.165.365.469.025.812.51
Market Cap$837.03M$404.94M$446.05M$435.24M$503.29M$468.19M$336.72M$264.94M$279.20M$229.41M
Enterprise Value$1.18B$660.73M$695.04M$819.83M$324.19M$361.83M$260.34M$376.57M$246.02M$81.59M
Dividend Yield2.55%3.81%3.32%2.94%2.14%2.22%2.65%2.81%2.41%2.70%
Payout Ratio76.14%87.05%126.73%32.00%20.41%23.25%30.16%28.83%44.86%44.10%

Frequently Asked Questions

How does Alerus Financial Corporation’s P/E ratio compare with its history?

On this page, ALRS's current P/E is 30.3, compared with a multi-year average around 17.9. A higher P/E versus its own history is a calculated premium versus that average—not a conclusion that the stock is expensive. Cross-check profitability (ROE/ROIC), liquidity (current ratio), and leverage (debt-to-equity) so the multiple is read with those published figures.

What is Alerus Financial Corporation market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $837.03M. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Alerus Financial Corporation’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Alerus Financial Corporation's own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Alerus Financial Corporation compare to its competitors in key financial ratios?

The fastest way to compare Alerus Financial Corporation with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Alerus Financial Corporation outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Alerus Financial Corporation's liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Alerus Financial Corporation is financially strong. Current ratio is about 0.37, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 0.35, implying less buffer for servicing interest costs. Debt-to-equity is about 0.77, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Alerus Financial Corporation's financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Alerus Financial Corporation is sustaining strong returns (for example ROE at 4.88% and ROIC at 6.92%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.