Amalgamated Financial Corp. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Amalgamated Financial Corp. (AMAL), the latest P/E of 12.7 frames valuation, while ROE 14.12% and ROIC 1.21% indicates profitability and capital efficiency. Together with the current ratio of 0.00 and debt-to-equity 0.09, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

AMAL Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$16.25$14.23$12.52$9.25$6.71$7.18$6.78$6.33$5.26$5.26
Net Income per Share$3.80$3.48$2.88$2.64$1.70$1.48$1.49$1.47$0.19$0.35
Operating Cash Flow per Share$5.49$4.06$3.84$4.78$2.27$2.11$2.63$1.02$0.75$0.28
Free Cash Flow per Share$4.78$4.00$3.79$4.73$2.19$2.06$2.61$0.97$0.69$-0.14
Cash per Share$0.14$55.24$51.49$60.87$78.57$50.71$42.46$41.36$33.36$4.67
Book Value per Share$27.95$23.14$19.16$16.51$18.17$17.21$15.46$14.47$10.83$11.32
Tangible Book Value per Share$27.49$22.66$18.66$15.99$17.62$16.62$14.84$13.77$10.83$-106.61
Interest Debt per Share$6.77$14.81$14.15$23.27$4.44$2.04$4.94$3.53$13.23$21.98
CAPEX per Share$0.70$0.06$0.05$0.05$0.08$0.05$0.02$0.05$0.06$0.42

AMAL Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)12.79.629.368.719.859.2613.0813.2668.9237.81
Price to Book (P/B)1.721.451.411.40.930.81.261.351.221.17
Price to Sales (P/S)2.972.352.152.492.51.912.873.082.522.52
Enterprise Value to EBITDA9.668.598.1511.354.286.369.0110.8928.6459.73
EV to Sales3.122.982.794.721.551.982.943.144.235.66
EV to Operating Cash Flow9.2410.469.129.134.586.727.5719.4829.54107.39
EV to Free Cash Flow10.5910.619.239.234.746.897.6420.4232.04-215.27
Enterprise Value$1.51B$1.30B$1.07B$1.34B$323.12M$442.17M$632.07M$604.23M$707.12M$897.47M

AMAL Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)14.12%15.04%15.03%16.01%9.39%8.62%9.63%10.17%1.78%3.10%
Return on Invested Capital (ROIC)1.21%9.77%7.29%6.47%7.23%7.11%6.90%7.70%0.76%0.89%
Return on Tangible Assets1.21%1.29%1.11%1.04%0.75%0.77%0.89%0.96%0.15%2.16%
Earnings Yield7.89%10.40%10.69%11.47%10.15%10.80%7.65%7.54%1.45%2.64%
Free Cash Flow Yield9.93%11.94%14.06%20.51%13.06%15.00%13.40%5.00%5.24%-1.04%
Dividend Yield1.35%1.39%1.50%1.58%1.91%2.33%1.34%0.33%0.09%0.00%

AMAL Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio00.240.230.290.390.30.290.310.330.07
Interest Coverage1.221.221.295.811.375.913.323.541.110.7
Income Quality1.181.171.331.811.331.421.770.693.920.79
Debt to Equity0.090.470.571.370.230.10.280.211.171.87
Debt to Assets0.84%4.05%4.21%8.91%1.86%0.89%2.58%1.98%9.96%15.80%
Net Debt to EBITDA0.481.811.875.36-2.630.210.210.2211.5933.16

AMAL Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover7.617.126.896.887.249.3311.2713.3614.960
Payables Turnover0000000007.97
Inventory Turnover0000000000
Days Sales Outstanding47.9751.2952.9553.0450.3939.1132.3827.3124.390
Days Payables Outstanding00000000045.77
Days of Inventory on Hand0000000000

AMAL Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA9.668.598.1511.354.286.369.0110.8928.6459.73
Market Cap$1.44B$1.02B$823.15M$710.05M$521.61M$427.77M$617.21M$592.20M$420.98M$399.24M
Enterprise Value$1.51B$1.30B$1.07B$1.34B$323.12M$442.17M$632.07M$604.23M$707.12M$897.47M
Dividend Yield1.35%1.39%1.50%1.58%1.91%2.33%1.34%0.33%0.09%0.00%
Payout Ratio21.23%13.37%14.02%13.76%18.85%21.62%17.59%4.32%6.45%0.00%

Frequently Asked Questions

How does Amalgamated Financial Corp.’s P/E ratio compare with its history?

On this page, AMAL's current P/E is 12.7, compared with a multi-year average around 19.3. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Amalgamated Financial Corp. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $1.44B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Amalgamated Financial Corp.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Amalgamated Financial Corp.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Amalgamated Financial Corp. compare to its competitors in key financial ratios?

The fastest way to compare Amalgamated Financial Corp. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Amalgamated Financial Corp. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Amalgamated Financial Corp.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Amalgamated Financial Corp. is financially strong. Current ratio is about 0.00, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 1.22, implying less buffer for servicing interest costs. Debt-to-equity is about 0.09, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Amalgamated Financial Corp.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Amalgamated Financial Corp. is sustaining strong returns (for example ROE at 14.12% and ROIC at 1.21%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.