Banco Santander-Chile Ratios | P/E, ROE & Valuation

On the Key Ratios page for Banco Santander-Chile (BSAC), the latest P/E of 14.3 frames valuation, while ROE 22.63% and ROIC 3.02% indicates profitability and capital efficiency. Together with the current ratio of 0.27 and debt-to-equity 2.79, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

BSAC Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$10368.90$26.02$27.71$9.88$10.48$8.16$10.13$7.99$7.66$7.15
Net Income per Share$2310.31$4.53$3.07$4.20$4.47$2.91$3.29$3.14$3.00$2.51
Operating Cash Flow per Share$560.54$2.56$1.82$-1.90$-3.12$-4.35$9.81$5.43$-2.13$3.99
Free Cash Flow per Share$2971.92$1.99$1.41$-2.51$-3.58$-4.81$9.37$4.91$-2.61$3.52
Cash per Share$19915.41$37.48$55.80$59.99$59.10$59.23$45.14$25.54$26.64$34.81
Book Value per Share$10532.85$28.44$28.22$26.34$23.50$19.66$18.46$17.44$16.49$15.38
Tangible Book Value per Share$10359.75$27.97$27.70$25.77$22.99$19.22$18.07$17.08$16.16$15.07
Interest Debt per Share$32037.46$91.45$83.49$69.52$98.28$81.37$76.95$56.96$50.63$53.74
CAPEX per Share$133.97$0.57$0.41$0.60$0.46$0.46$0.44$0.52$0.48$0.48

BSAC Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)14.3110.4513.988.087.6611.7313.0916.5416.2414.87
Price to Book (P/B)3.291.71.551.321.491.782.383.022.992.45
Price to Sales (P/S)3.121.821.553.443.274.184.246.516.355.21
Enterprise Value to EBITDA17.6515.1317.6611.4715.5522.6521.6420.6613.870
EV to Sales5.053.822.826.299.4211.229.1511.4810.769.74
EV to Operating Cash Flow93.4738.8143.01-32.62-31.68-21.049.4516.9-38.7217.44
EV to Free Cash Flow17.6349.9755.35-24.8-27.61-19.059.918.68-31.5319.8
Enterprise Value$25558.76B$18723.10B$14750.85B$11711.61B$18604.68B$17255.50B$17475.68B$17276.32B$15534.29B$13120.58B

BSAC Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)22.63%16.23%11.10%16.32%19.44%15.13%18.21%18.27%18.42%16.47%
Return on Invested Capital (ROIC)3.02%1.92%1.30%3.42%3.74%2.78%4.62%8.43%5.28%3.87%
Return on Tangible Assets1.60%1.25%0.82%1.16%1.32%0.98%1.23%1.51%1.58%1.28%
Earnings Yield6.89%9.57%7.15%12.38%13.05%8.52%7.64%6.04%6.16%6.73%
Free Cash Flow Yield9.17%4.20%3.29%-7.38%-10.44%-14.10%21.79%9.44%-5.37%9.44%
Dividend Yield4.00%3.90%5.99%7.27%4.81%5.15%4.38%4.33%3.61%4.79%

BSAC Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio0.270.270.3226.6942.2447.0839.2329.4931.6546.72
Interest Coverage0.780.480.20.350.951.240.880.970.890.68
Income Quality0.240.570.58-0.45-0.7-1.482.981.71-0.71.58
Debt to Equity2.792.842.382.184.024.0643.062.873.23
Debt to Assets19.74%21.82%17.48%15.47%27.27%26.38%26.89%25.27%24.61%25.05%
Net Debt to EBITDA6.737.937.965.2110.1514.2211.618.955.680

BSAC Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover03.8113.663.665.847.557.0500.870.81
Payables Turnover05.327.384.762.300000
Inventory Turnover00-0.25-0.19-0.100000
Days Sales Outstanding095.7226.7299.7762.5448.3251.770418.03447.93
Days Payables Outstanding068.6149.4576.61158.3900000
Days of Inventory on Hand00-1442.12-1962.7-3525.2400000

BSAC Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA17.6515.1317.6611.4715.5522.6521.6420.6613.870
Market Cap$15806.86B$8913.50B$8103.18B$6397.75B$6454.28B$6426.01B$8103.18B$9791.66B$9169.79B$7021.50B
Enterprise Value$25558.76B$18723.10B$14750.85B$11711.61B$18604.68B$17255.50B$17475.68B$17276.32B$15534.29B$13120.58B
Dividend Yield4.00%3.90%5.99%7.27%4.81%5.15%4.38%4.33%3.61%4.79%
Payout Ratio56.07%40.74%83.74%58.69%36.85%60.49%57.36%71.57%58.54%71.27%

Frequently Asked Questions

How does Banco Santander-Chile’s P/E ratio compare with its history?

On this page, BSAC's current P/E is 14.3, compared with a multi-year average around 12.7. A higher P/E versus its own history is a calculated premium versus that average—not a conclusion that the stock is expensive. Cross-check profitability (ROE/ROIC), liquidity (current ratio), and leverage (debt-to-equity) so the multiple is read with those published figures.

What is Banco Santander-Chile market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $15.81T. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Banco Santander-Chile’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Banco Santander-Chile's own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Banco Santander-Chile compare to its competitors in key financial ratios?

The fastest way to compare Banco Santander-Chile with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Banco Santander-Chile outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Banco Santander-Chile's liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Banco Santander-Chile is financially strong. Current ratio is about 0.27, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 0.78, implying less buffer for servicing interest costs. Debt-to-equity is about 2.79, suggesting higher leverage than a low-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Banco Santander-Chile's financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Banco Santander-Chile is sustaining strong returns (for example ROE at 22.63% and ROIC at 3.02%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.