Encore Capital Group, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Encore Capital Group, Inc. (ECPG), the latest P/E of 7.1 frames valuation, while ROE 29.83% and ROIC 9.08% indicates profitability and capital efficiency. Together with the current ratio of 25.12 and debt-to-equity 4.52, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

ECPG Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$88.09$55.14$51.66$57.92$53.59$47.77$44.78$48.11$45.70$40.03
Net Income per Share$13.99$-5.83$-8.72$8.06$11.64$6.74$5.38$4.09$3.20$2.98
Operating Cash Flow per Share$7.02$6.54$6.46$8.73$10.06$9.96$7.84$6.60$4.77$5.07
Free Cash Flow per Share$6.03$5.33$4.28$7.18$8.95$8.85$6.57$4.21$3.68$3.84
Cash per Share$8.49$8.37$6.69$7.49$6.41$6.04$6.24$5.63$8.32$5.87
Book Value per Share$50.05$32.14$39.57$48.86$39.34$38.82$32.86$28.95$27.87$23.35
Tangible Book Value per Share$25.52$10.87$13.94$13.93$8.34$8.53$2.88$-3.85$-10.81$-8.27
Interest Debt per Share$239.46$164.42$148.71$171.38$105.11$111.08$119.54$131.67$140.58$116.84
CAPEX per Share$0.99$1.22$2.18$1.54$1.11$1.10$1.27$2.38$1.08$1.23

ECPG Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)7.1-8.19-5.825.955.335.786.575.7413.149.62
Price to Book (P/B)1.931.491.280.981.581.011.080.811.881.31
Price to Sales (P/S)1.090.870.980.831.160.820.790.490.920.72
Enterprise Value to EBITDA9.5114.9768.849.796.857.4516.498.9511.8743.89
EV to Sales3.563.53.573.572.92.883.172.943.653.3
EV to Operating Cash Flow44.6629.5428.523.7215.4413.818.0821.4134.9626.03
EV to Free Cash Flow51.9936.2843.0628.8117.3515.5121.5733.5145.2334.39
Enterprise Value$6.76B$4.61B$4.36B$5.00B$4.68B$4.32B$4.42B$4.00B$4.33B$3.39B

ECPG Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)29.83%-18.15%-22.05%16.49%29.60%17.40%16.42%14.17%14.30%13.62%
Return on Invested Capital (ROIC)9.08%5.00%0.43%5.36%11.64%8.24%6.49%6.37%4.66%2.35%
Return on Tangible Assets5.99%-3.25%-5.13%5.31%9.55%5.41%4.22%3.13%2.39%2.68%
Earnings Yield14.49%-12.21%-17.19%16.81%18.75%17.31%15.21%17.42%7.61%10.39%
Free Cash Flow Yield6.28%11.15%8.43%14.99%14.41%22.73%18.59%17.93%8.75%13.39%
Dividend Yield0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

ECPG Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio25.121.050.950.730.830.880.860.550.740.64
Interest Coverage2.470.620.083.013.732.552.051.711.591.22
Income Quality0.5-1.12-0.741.080.861.471.451.71.566.8
Debt to Equity4.524.793.543.382.532.73.444.275.924.99
Debt to Assets87.53%76.68%71.66%88.37%65.04%67.46%71.55%75.36%76.76%76.45%
Net Debt to EBITDA6.611.2749.887.524.115.3412.377.468.8734.36

ECPG Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover0.410.35134.6686.8971.4138.7231.0518.0618.730.37
Payables Turnover3.581.993.750002.872.161.962.21
Inventory Turnover000-9.71-193.8815.82-261.34-4.9-3.8-6.55
Days Sales Outstanding886.151047.112.714.25.119.4311.7620.2119.5212.02
Days Payables Outstanding101.87183.0197.45000127.12168.91185.78165.13
Days of Inventory on Hand000-37.58-1.8823.08-1.4-74.53-95.94-55.73

ECPG Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA9.5114.9768.849.796.857.4516.498.9511.8743.89
Market Cap$2.07B$1.14B$1.20B$1.16B$1.87B$1.22B$1.10B$665.36M$1.09B$736.68M
Enterprise Value$6.76B$4.61B$4.36B$5.00B$4.68B$4.32B$4.42B$4.00B$4.33B$3.39B
Dividend Yield0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Payout Ratio0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Frequently Asked Questions

How does Encore Capital Group, Inc.’s P/E ratio compare with its history?

On this page, ECPG's current P/E is 7.1, compared with a multi-year average around 7.4. When the current P/E sits near its historical average, the multiple is close to that range. Look at trend direction in profitability and cash-flow rows, plus liquidity and leverage, rather than treating the P/E in isolation.

What is Encore Capital Group, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $2.07B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Encore Capital Group, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Encore Capital Group, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Encore Capital Group, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Encore Capital Group, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Encore Capital Group, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Encore Capital Group, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Encore Capital Group, Inc. is financially strong. Current ratio is about 25.12, which is above 1.0 and can indicate more comfortable short-term liquidity. Interest coverage is about 2.47, implying a stronger ability to cover interest expenses. Debt-to-equity is about 4.52, suggesting higher leverage than a low-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Encore Capital Group, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Encore Capital Group, Inc. is sustaining strong returns (for example ROE at 29.83% and ROIC at 9.08%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.