Fifth District Savings Bank Ratios | P/E, ROE & Valuation

On the Key Ratios page for Fifth District Savings Bank (FDSB), the latest P/E of 59.2 frames valuation, while ROE 1.27% and ROIC 0.32% indicates profitability and capital efficiency. Together with the current ratio of 0.00 and debt-to-equity 0.00, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

FDSB Historical Per Share Metrics

4 years
Metric (FY)TTM202420232022
Revenue per Share$4.61$3.76$3.13$2.76
Net Income per Share$0.32$-0.21$0.14$0.52
Operating Cash Flow per Share$0.38$-0.21$0.14$0.71
Free Cash Flow per Share$0.31$-0.31$-0.20$0.52
Cash per Share$19.54$7.40$15.69$17.44
Book Value per Share$25.07$24.54$13.99$13.68
Tangible Book Value per Share$25.07$24.54$13.99$13.68
Interest Debt per Share$1.71$1.80$1.86$0.29
CAPEX per Share$0.07$0.10$0.34$0.19

FDSB Historical Valuation Ratios

4 years
Metric (FY)TTM202420232022
Price to Earnings (P/E)59.23-6071.519.58
Price to Book (P/B)0.730.510.730.75
Price to Sales (P/S)4.073.353.283.71
Enterprise Value to EBITDA35.76-36.0727.98.83
EV to Sales3.81.392.42.39
EV to Operating Cash Flow45.77-25.3952.399.24
EV to Free Cash Flow56.84-17.11-37.4812.64
Enterprise Value$90.26M$26.76M$41.68M$36.70M

FDSB Historical Profitability Ratios

4 years
Metric (FY)TTM202420232022
Return on Equity (ROE)1.27%-0.86%1.02%3.83%
Return on Invested Capital (ROIC)0.32%-0.79%0.88%3.44%
Return on Tangible Assets0.31%-0.20%0.17%0.61%
Earnings Yield1.75%-1.67%1.40%5.11%
Free Cash Flow Yield1.64%-2.42%-1.95%5.09%
Dividend Yield0.00%0.00%0.00%0.00%

FDSB Historical Liquidity & Financial Strength

4 years
Metric (FY)TTM202420232022
Current Ratio00.10.230.25
Interest Coverage0.23-0.160.152.24
Income Quality1.190.9811.36
Debt to Equity000.050
Debt to Assets0.00%0.00%0.83%0.00%
Net Debt to EBITDA-2.5251.1-10.24-4.88

FDSB Historical Efficiency Ratios

4 years
Metric (FY)TTM202420232022
Receivables Turnover10.449.819.98.68
Payables Turnover0000
Inventory Turnover0000
Days Sales Outstanding34.9737.2236.8842.06
Days Payables Outstanding0000
Days of Inventory on Hand0000

FDSB Historical Market Metrics

4 years
Metric (FY)TTM202420232022
Enterprise Value to EBITDA35.76-36.0727.98.83
Market Cap$96.61M$64.68M$56.98M$56.98M
Enterprise Value$90.26M$26.76M$41.68M$36.70M
Dividend Yield0.00%0.00%0.00%0.00%
Payout Ratio0.12%0.00%0.00%0.00%

Frequently Asked Questions

How does Fifth District Savings Bank’s P/E ratio compare with its history?

On this page, FDSB's current P/E is 59.2, compared with a multi-year average around 50.1. A higher P/E versus its own history is a calculated premium versus that average—not a conclusion that the stock is expensive. Cross-check profitability (ROE/ROIC), liquidity (current ratio), and leverage (debt-to-equity) so the multiple is read with those published figures.

What is Fifth District Savings Bank market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $96.61M. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Fifth District Savings Bank’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Fifth District Savings Bank's own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Fifth District Savings Bank compare to its competitors in key financial ratios?

The fastest way to compare Fifth District Savings Bank with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Fifth District Savings Bank outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Fifth District Savings Bank's liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Fifth District Savings Bank is financially strong. Current ratio is about 0.00, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 0.23, implying less buffer for servicing interest costs. Debt-to-equity is about 0.00, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Fifth District Savings Bank's financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Fifth District Savings Bank is sustaining strong returns (for example ROE at 1.27% and ROIC at 0.32%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.