Flagstar Financial, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Flagstar Financial, Inc. (FLG), the latest P/E of 331.4 frames valuation, while ROE 0.59% and ROIC 0.27% indicates profitability and capital efficiency. Together with the current ratio of 0.00 and debt-to-equity 1.34, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

FLG Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$10.47$19.93$25.42$13.51$11.31$11.47$12.18$10.97$11.20$11.30
Net Income per Share$0.12$-3.49$-0.33$4.03$3.85$3.31$2.55$2.60$2.87$3.06
Operating Cash Flow per Share$0.42$0.27$1.11$6.36$1.87$2.17$3.29$3.33$8.17$4.67
Free Cash Flow per Share$0.19$0.16$0.83$6.35$1.85$2.17$3.29$3.27$8.00$4.15
Cash per Share$40.71$80.64$86.68$66.12$44.11$42.04$33.67$36.08$29.54$4.09
Book Value per Share$19.53$25.49$35.17$54.74$45.54$44.37$43.27$40.97$41.85$37.87
Tangible Book Value per Share$18.73$23.89$27.88$31.50$29.85$28.64$27.62$25.97$26.81$21.36
Interest Debt per Share$31.86$56.90$130.45$200.70$135.51$109.98$101.15$91.53$82.32$86.95
CAPEX per Share$0.23$0.11$0.28$0.02$0.03$0.00$0.00$0.06$0.17$0.52

FLG Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)331.38-2.67-94.046.49.519.5514.1610.8613.615.58
Price to Book (P/B)0.580.370.890.470.80.710.830.690.931.26
Price to Sales (P/S)1.080.471.231.913.242.762.962.573.494.23
Enterprise Value to EBITDA71.17-1.66213.6639.7929.0431.5135.8129.3523.8525.65
EV to Sales3.490.314.0615.5113.7210.910.439.729.211.41
EV to Operating Cash Flow88.0423.0893.4332.9382.8157.7438.6232.0512.6127.57
EV to Free Cash Flow192.839.7124.7333.0283.9757.7438.6232.6412.8831.03
Enterprise Value$15.23B$1.98B$24.57B$33.78B$24.02B$19.28B$19.70B$17.32B$16.73B$20.83B

FLG Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)0.59%-13.69%-0.94%7.37%8.46%7.47%5.89%6.35%6.86%8.09%
Return on Invested Capital (ROIC)0.27%-4.60%-0.24%2.07%2.44%2.14%1.80%2.00%2.33%2.47%
Return on Tangible Assets0.05%-1.12%-0.07%0.75%1.04%0.95%0.77%0.85%1.00%1.07%
Earnings Yield1.02%-37.41%-1.06%15.63%10.52%10.47%7.06%9.21%7.35%6.42%
Free Cash Flow Yield1.68%1.67%2.65%24.60%5.05%6.84%9.12%11.57%20.48%8.70%
Dividend Yield0.35%2.94%6.99%8.42%6.16%7.15%6.26%7.98%5.63%4.29%

FLG Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio00.350.270.180.220.250.20.210.180.05
Interest Coverage0.04-0.36-0.021.192.020.970.620.851.482.01
Income Quality3.6-0.08-3.331.580.490.651.291.282.851.53
Debt to Equity1.341.773.423.592.922.392.212.131.92.23
Debt to Assets12.47%14.40%25.09%35.12%34.54%29.04%27.67%27.38%26.29%27.95%
Net Debt to EBITDA49.160.84149.0634.8922.1923.5325.6421.5814.8116.15

FLG Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover03.021.91.30.971.021.492.612.742.27
Payables Turnover000022.3935.260000
Inventory Turnover0000000000
Days Sales Outstanding0120.98192.49281.38374.59357.98245.78139.98133.03160.44
Days Payables Outstanding000016.310.350000
Days of Inventory on Hand0000000000

FLG Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA71.17-1.66213.6639.7929.0431.5135.8129.3523.8525.65
Market Cap$4.71B$2.99B$7.43B$4.16B$5.67B$4.88B$5.59B$4.59B$6.34B$7.72B
Enterprise Value$15.23B$1.98B$24.57B$33.78B$24.02B$19.28B$19.70B$17.32B$16.73B$20.83B
Dividend Yield0.35%2.94%6.99%8.42%6.16%7.15%6.26%7.98%5.63%4.29%
Payout Ratio102.08%-7.87%-656.96%53.85%58.56%68.30%88.61%86.62%76.53%66.78%

Frequently Asked Questions

How does Flagstar Financial, Inc.’s P/E ratio compare with its history?

On this page, FLG's current P/E is 331.4, compared with a multi-year average around 51.4. A higher P/E versus its own history is a calculated premium versus that average—not a conclusion that the stock is expensive. Cross-check profitability (ROE/ROIC), liquidity (current ratio), and leverage (debt-to-equity) so the multiple is read with those published figures.

What is Flagstar Financial, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $4.71B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Flagstar Financial, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Flagstar Financial, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Flagstar Financial, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Flagstar Financial, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Flagstar Financial, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Flagstar Financial, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Flagstar Financial, Inc. is financially strong. Current ratio is about 0.00, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 0.04, implying less buffer for servicing interest costs. Debt-to-equity is about 1.34, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Flagstar Financial, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Flagstar Financial, Inc. is sustaining strong returns (for example ROE at 0.59% and ROIC at 0.27%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.