FS Bancorp, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for FS Bancorp, Inc. (FSBW), the latest P/E of 9.7 frames valuation, while ROE 10.75% and ROIC 0.68% indicates profitability and capital efficiency. Together with the current ratio of 408.48 and debt-to-equity 1.19, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

FSBW Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$23.77$26.46$23.79$16.96$15.49$16.63$12.41$10.68$10.75$10.24
Net Income per Share$4.44$4.55$4.63$3.75$4.42$4.59$2.57$3.29$2.27$1.82
Operating Cash Flow per Share$15.66$6.60$9.97$23.39$12.88$-3.78$1.04$2.90$2.44$0.62
Free Cash Flow per Share$13.05$6.39$9.76$23.19$12.64$-3.94$0.76$2.38$2.27$-0.00
Cash per Share$37.55$26.08$24.94$34.83$36.44$32.98$21.83$20.55$19.30$23.09
Book Value per Share$42.43$38.42$33.97$29.31$29.24$26.91$22.68$24.33$19.71$14.01
Tangible Book Value per Share$40.74$34.98$29.07$26.31$26.48$24.61$20.49$21.77$18.02$11.85
Interest Debt per Share$59.75$54.13$13.38$32.49$12.58$15.49$13.51$21.25$3.60$4.61
CAPEX per Share$2.60$0.21$0.21$0.20$0.23$0.16$0.28$0.51$0.16$0.62

FSBW Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)9.719.027.988.927.615.9612.46.52129.91
Price to Book (P/B)1.021.071.091.141.151.021.410.881.381.28
Price to Sales (P/S)1.791.551.551.972.171.652.572.012.541.76
Enterprise Value to EBITDA23.3312.234.469.035.53.917.847.416.093.51
EV to Sales3.853.131.393.442.631.752.873.172.241.26
EV to Operating Cash Flow5.8412.553.322.493.16-7.6834.3111.79.920.85
EV to Free Cash Flow7.0112.963.42.513.22-7.3646.914.2210.61-10685.37
Enterprise Value$687.75M$637.67M$258.22M$460.69M$344.33M$248.04M$314.90M$250.82M$149.31M$74.80M

FSBW Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)10.75%11.84%13.63%12.80%15.12%17.07%11.34%13.52%11.54%12.96%
Return on Invested Capital (ROIC)0.68%5.07%7.97%5.87%10.09%8.91%7.08%7.01%9.27%9.10%
Return on Tangible Assets1.05%1.17%1.23%1.14%1.65%1.88%1.34%1.52%1.45%1.29%
Earnings Yield10.29%11.08%12.53%11.21%13.14%16.77%8.07%15.35%8.34%10.09%
Free Cash Flow Yield30.70%15.56%26.41%69.35%37.60%-14.39%2.38%11.12%8.33%-0.01%
Dividend Yield2.67%2.61%2.70%2.68%1.62%1.53%1.01%1.21%0.79%1.05%

FSBW Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio408.480.090.080.130.160.170.140.120.150.19
Interest Coverage0.370.671.032.574.883.391.462.794.173.87
Income Quality3.531.452.156.242.91-0.820.40.881.070.34
Debt to Equity1.191.20.231.050.390.510.50.820.140.28
Debt to Assets11.98%11.72%2.03%9.21%4.23%5.57%5.84%9.07%1.77%2.72%
Net Debt to EBITDA12.496.17-0.513.850.950.220.832.72-0.8-1.37

FSBW Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover12.5314.6813.2312.0317.2620.2218.5513.7218.6623.47
Payables Turnover0000000000
Inventory Turnover0000000000
Days Sales Outstanding29.1324.8727.5930.3421.1518.0519.6826.6119.5615.55
Days Payables Outstanding0000000000
Days of Inventory on Hand0000000000

FSBW Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA23.3312.234.469.035.53.917.847.416.093.51
Market Cap$319.64M$316.08M$287.81M$264.38M$284.64M$234.19M$281.61M$158.66M$168.96M$104.01M
Enterprise Value$687.75M$637.67M$258.22M$460.69M$344.33M$248.04M$314.90M$250.82M$149.31M$74.80M
Dividend Yield2.67%2.61%2.70%2.68%1.62%1.53%1.01%1.21%0.79%1.05%
Payout Ratio30.68%23.60%21.53%23.93%12.30%9.10%12.57%7.87%9.45%10.38%

Frequently Asked Questions

How does FS Bancorp, Inc.’s P/E ratio compare with its history?

On this page, FSBW's current P/E is 9.7, compared with a multi-year average around 9.0. When the current P/E sits near its historical average, the multiple is close to that range. Look at trend direction in profitability and cash-flow rows, plus liquidity and leverage, rather than treating the P/E in isolation.

What is FS Bancorp, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $319.64M. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does FS Bancorp, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with FS Bancorp, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does FS Bancorp, Inc. compare to its competitors in key financial ratios?

The fastest way to compare FS Bancorp, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see FS Bancorp, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do FS Bancorp, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that FS Bancorp, Inc. is financially strong. Current ratio is about 408.48, which is above 1.0 and can indicate more comfortable short-term liquidity. Interest coverage is about 0.37, implying less buffer for servicing interest costs. Debt-to-equity is about 1.19, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do FS Bancorp, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If FS Bancorp, Inc. is sustaining strong returns (for example ROE at 10.75% and ROIC at 0.68%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.