Heritage Insurance Holdings, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Heritage Insurance Holdings, Inc. (HRTG), the latest P/E of 4.9 frames valuation, while ROE 42.41% and ROIC 9.12% indicates profitability and capital efficiency. Together with the current ratio of 255.74 and debt-to-equity 0.16, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

HRTG Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$26.04$26.73$28.17$25.15$22.71$21.21$17.50$18.51$15.17$14.81
Net Income per Share$7.17$2.01$1.73$-5.86$-2.69$0.33$0.98$1.05$-0.04$1.14
Operating Cash Flow per Share$10.15$2.85$2.69$-1.30$2.16$6.08$4.10$3.68$0.28$2.54
Free Cash Flow per Share$10.08$2.58$2.31$-1.77$2.13$6.06$3.93$3.59$0.27$2.48
Cash per Share$23.84$17.78$21.12$34.79$37.00$35.81$29.29$29.92$26.89$23.92
Book Value per Share$19.00$9.50$8.41$4.97$12.34$15.81$15.36$16.40$14.17$12.08
Tangible Book Value per Share$18.09$8.32$6.79$3.09$7.02$8.14$7.79$7.56$4.69$9.62
Interest Debt per Share$3.29$4.98$6.09$6.79$5.75$4.61$4.72$6.51$7.37$2.47
CAPEX per Share$0.07$0.27$0.38$0.47$0.04$0.03$0.17$0.09$0.01$0.05

HRTG Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)4.886.023.77-0.31-2.1930.3913.5214.06-431.5513.71
Price to Book (P/B)1.821.270.780.360.480.640.860.91.271.3
Price to Sales (P/S)1.330.450.230.070.260.480.760.81.191.06
Enterprise Value to EBITDA1.770.57-2.010.40.74-24.143.2634.16.56
EV to Sales0.70.07-0.2-0.1-0.07-0.060.480.581.260.98
EV to Operating Cash Flow1.790.68-2.051.85-0.73-0.212.072.9467.885.74
EV to Free Cash Flow1.80.75-2.391.36-0.74-0.222.163.0171.525.87
Enterprise Value$544.13M$58.87M$-144.67M$-63.27M$-43.92M$-36.54M$247.98M$280.53M$513.62M$431.42M

HRTG Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)42.41%21.16%20.57%-117.80%-21.78%2.11%6.38%6.38%-0.29%9.46%
Return on Invested Capital (ROIC)9.12%9.99%2.54%-31.13%-4.51%-2.47%0.97%2.33%0.89%4.76%
Return on Tangible Assets8.90%2.53%2.15%-6.59%-4.08%0.50%1.67%1.76%-0.07%3.53%
Earnings Yield20.88%16.62%26.53%-325.53%-45.71%3.29%7.40%7.11%-0.23%7.29%
Free Cash Flow Yield29.10%21.30%35.44%-98.36%36.16%59.79%29.62%24.39%1.49%15.83%
Dividend Yield0.00%0.01%0.01%10.06%4.10%2.42%1.80%1.67%1.71%1.47%

HRTG Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio255.74655.7919.2522.195.255.625.696.0743.887.44
Interest Coverage40.788.565.64-17.86-11.4-1.473.172.953.75156.81
Income Quality1.421.421.550.22-0.818.254.183.51-6.762.22
Debt to Equity0.160.490.671.30.440.270.290.350.490.2
Debt to Assets3.75%5.72%6.88%7.11%7.67%5.79%6.66%8.41%10.41%7.06%
Net Debt to EBITDA-1.61-3.02-4.390.73.48-17.5-2.32-1.182.04-0.5

HRTG Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover8.318.0100000000
Payables Turnover0.622.5700000000
Inventory Turnover0000000000
Days Sales Outstanding43.9145.5900000000
Days Payables Outstanding587.74141.9500000000
Days of Inventory on Hand0000000000

HRTG Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA1.770.57-2.010.40.74-24.143.2634.16.56
Market Cap$1.04B$370.20M$170.78M$47.42M$163.49M$283.42M$387.08M$381.86M$482.91M$464.34M
Enterprise Value$544.13M$58.87M$-144.67M$-63.27M$-43.92M$-36.54M$247.98M$280.53M$513.62M$431.42M
Dividend Yield0.00%0.01%0.01%10.06%4.10%2.42%1.80%1.67%1.71%1.47%
Payout Ratio0.00%0.09%0.02%-3.09%-8.98%73.47%24.30%23.49%-737.18%20.10%

Frequently Asked Questions

How does Heritage Insurance Holdings, Inc.’s P/E ratio compare with its history?

On this page, HRTG's current P/E is 4.9, compared with a multi-year average around 12.3. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Heritage Insurance Holdings, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $1.04B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Heritage Insurance Holdings, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Heritage Insurance Holdings, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Heritage Insurance Holdings, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Heritage Insurance Holdings, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Heritage Insurance Holdings, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Heritage Insurance Holdings, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Heritage Insurance Holdings, Inc. is financially strong. Current ratio is about 255.74, which is above 1.0 and can indicate more comfortable short-term liquidity. Interest coverage is about 40.78, implying a stronger ability to cover interest expenses. Debt-to-equity is about 0.16, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Heritage Insurance Holdings, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Heritage Insurance Holdings, Inc. is sustaining strong returns (for example ROE at 42.41% and ROIC at 9.12%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.