MetroCity Bankshares, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for MetroCity Bankshares, Inc. (MCBS), the latest P/E of 12.1 frames valuation, while ROE 15.15% and ROIC 17.23% indicates profitability and capital efficiency. Together with the current ratio of 21.28 and debt-to-equity 0.71, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

MCBS Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$9.13$9.27$8.32$6.39$5.44$4.02$4.93$4.43$3.89$2.70
Net Income per Share$2.78$2.55$2.05$2.46$2.41$1.42$1.82$1.71$1.34$0.86
Operating Cash Flow per Share$2.71$2.51$3.26$5.30$2.56$5.56$1.31$-6.66$6.36$-5.94
Free Cash Flow per Share$2.66$2.46$3.07$5.21$2.54$5.54$1.27$-6.77$6.12$-6.09
Cash per Share$9.76$10.03$6.38$6.70$17.90$6.20$11.67$6.17$4.84$3.88
Book Value per Share$19.76$16.66$15.15$13.75$11.34$9.55$8.83$6.97$5.66$4.54
Tangible Book Value per Share$17.39$16.60$15.10$13.59$11.03$9.05$8.10$6.35$5.38$4.54
Interest Debt per Share$17.49$18.88$16.88$16.21$20.11$5.18$3.99$0.78$5.60$5.05
CAPEX per Share$0.04$0.05$0.20$0.09$0.01$0.02$0.04$0.12$0.25$0.15

MCBS Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)12.0812.5311.728.7811.4210.169.617.247.377.02
Price to Book (P/B)1.791.921.591.572.431.511.981.781.741.32
Price to Sales (P/S)3.853.452.893.395.063.593.552.82.532.22
Enterprise Value to EBITDA11.310.5810.678.239.166.783.693.055.235.82
EV to Sales4.424.073.84.825.623.41.941.622.863.01
EV to Operating Cash Flow14.9115.049.75.8111.962.467.29-1.081.75-1.37
EV to Free Cash Flow15.1415.3510.325.9212.032.477.55-1.061.82-1.33
Enterprise Value$1.16B$954.81M$796.25M$782.93M$782.62M$350.23M$234.68M$173.40M$265.68M$192.10M

MCBS Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)15.15%15.31%13.53%17.92%21.26%14.86%20.63%24.51%23.61%18.85%
Return on Invested Capital (ROIC)17.23%7.54%6.72%8.26%7.40%8.75%13.82%22.08%11.88%8.83%
Return on Tangible Assets1.80%1.80%1.47%1.83%1.99%1.93%2.77%2.92%2.49%1.84%
Earnings Yield7.89%7.98%8.53%11.39%8.75%9.85%10.41%13.81%13.57%14.25%
Free Cash Flow Yield7.58%7.70%12.76%24.08%9.23%38.43%7.24%-54.72%62.08%-101.51%
Dividend Yield3.06%2.60%3.01%2.78%1.67%2.78%2.41%3.10%2.30%2.66%

MCBS Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio21.280.10.060.070.210.110.220.120.120.11
Interest Coverage0.960.920.793.318.074.242.743.825.816.19
Income Quality0.970.981.592.151.063.920.72-3.894.76-6.95
Debt to Equity0.710.910.871.11.760.50.350.030.931.06
Debt to Assets8.92%10.65%9.53%11.21%16.43%6.40%4.63%0.30%9.70%10.37%
Net Debt to EBITDA1.451.622.562.450.91-0.37-3.06-2.220.61.52

MCBS Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover13.0514.7813.8412.3212.69.6523.7121.5919.5416.93
Payables Turnover027.2422.19.0756.3867.3724.9912.7229.1214.72
Inventory Turnover0000000000
Days Sales Outstanding27.9724.6926.3729.6228.9837.8315.416.9118.6821.55
Days Payables Outstanding013.416.5240.246.475.4214.6128.712.5324.79
Days of Inventory on Hand0000000000

MCBS Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA11.310.5810.678.239.166.783.693.055.235.82
Market Cap$1.01B$808.21M$604.75M$549.62M$704.82M$369.58M$429.57M$299.41M$235.01M$141.86M
Enterprise Value$1.16B$954.81M$796.25M$782.93M$782.62M$350.23M$234.68M$173.40M$265.68M$192.10M
Dividend Yield3.06%2.60%3.01%2.78%1.67%2.78%2.41%3.10%2.30%2.66%
Payout Ratio35.89%32.64%35.26%24.42%19.11%28.26%23.18%22.48%16.93%18.65%

Frequently Asked Questions

How does MetroCity Bankshares, Inc.’s P/E ratio compare with its history?

On this page, MCBS's current P/E is 12.1, compared with a multi-year average around 9.8. A higher P/E versus its own history is a calculated premium versus that average—not a conclusion that the stock is expensive. Cross-check profitability (ROE/ROIC), liquidity (current ratio), and leverage (debt-to-equity) so the multiple is read with those published figures.

What is MetroCity Bankshares, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $1.01B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does MetroCity Bankshares, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with MetroCity Bankshares, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does MetroCity Bankshares, Inc. compare to its competitors in key financial ratios?

The fastest way to compare MetroCity Bankshares, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see MetroCity Bankshares, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do MetroCity Bankshares, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that MetroCity Bankshares, Inc. is financially strong. Current ratio is about 21.28, which is above 1.0 and can indicate more comfortable short-term liquidity. Interest coverage is about 0.96, implying less buffer for servicing interest costs. Debt-to-equity is about 0.71, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do MetroCity Bankshares, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If MetroCity Bankshares, Inc. is sustaining strong returns (for example ROE at 15.15% and ROIC at 17.23%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.