nCino, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for nCino, Inc. (NCNO), the latest P/E of 74.1 frames valuation, while ROE 3.36% and ROIC 3.87% indicates profitability and capital efficiency. Together with the current ratio of 0.85 and debt-to-equity 0.36, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

NCNO Historical Per Share Metrics

9 years
Metric (FY)TTM20252024202320222021202020192018
Revenue per Share$5.96$4.69$4.23$2.48$2.83$2.33$1.54$1.02$0.65
Net Income per Share$0.32$-0.33$-0.38$-0.45$-0.51$-0.46$-0.31$-0.25$-0.21
Operating Cash Flow per Share$1.28$0.48$0.51$-0.17$0.10$0.11$-0.10$-0.05$-0.18
Free Cash Flow per Share$1.27$0.46$0.47$-0.22$0.05$0.06$-0.16$-0.14$-0.21
Cash per Share$0.80$1.05$0.99$0.80$3.84$4.24$1.02$0.83$0.90
Book Value per Share$9.06$9.53$9.34$9.68$4.44$4.89$1.91$0.74$0.87
Tangible Book Value per Share$-2.38$-0.66$0.87$0.44$3.60$3.98$1.00$0.74$0.87
Interest Debt per Share$3.42$2.13$0.70$0.47$0.18$0.19$0.00$0.00$0.00
CAPEX per Share$0.01$0.02$0.03$0.05$0.04$0.05$0.06$0.09$0.03

NCNO Historical Valuation Ratios

9 years
Metric (FY)TTM20252024202320222021202020192018
Price to Earnings (P/E)74.06-103.4-83.76-63.12-89.65-155.43-297.54-368.08-441.68
Price to Book (P/B)2.583.63.382.9610.4314.8249.08124.33105.24
Price to Sales (P/S)4.047.247.4411.5516.1930.8459.4289.7141.21
Enterprise Value to EBITDA33.6422.35470.2-55.33-65.31-179.49-360.21-393.92-456.6
EV to Sales4.457.467.3611.4114.8929.158.7688.89139.83
EV to Operating Cash Flow20.7473.0561.26-162.49442.16644.7-902.34-1772.95-509.45
EV to Free Cash Flow20.9675.5465.7-126.54834.91217.32-550.16-648.09-432.55
Enterprise Value$2.77B$4.03B$3.51B$3.12B$4.08B$5.95B$8.12B$8.14B$8.13B

NCNO Historical Profitability Ratios

9 years
Metric (FY)TTM20252024202320222021202020192018
Return on Equity (ROE)3.36%-3.48%-4.04%-4.69%-11.63%-9.53%-16.50%-33.78%-23.83%
Return on Invested Capital (ROIC)3.87%-1.23%-3.61%-4.27%-10.70%-9.65%-16.58%-34.67%-24.13%
Return on Tangible Assets8.87%-8.68%-10.97%-17.94%-10.23%-8.39%-16.40%-18.59%-16.46%
Earnings Yield1.40%-0.97%-1.19%-1.58%-1.12%-0.64%-0.34%-0.27%-0.23%
Free Cash Flow Yield5.25%1.36%1.51%-0.78%0.11%0.08%-0.18%-0.15%-0.23%
Dividend Yield0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

NCNO Historical Liquidity & Financial Strength

9 years
Metric (FY)TTM20252024202320222021202020192018
Current Ratio0.851.21.171.053.823.821.92.083.12
Interest Coverage2.75-2.07-9.56-25.42-47.13-327.75000
Income Quality4.69-1.46-1.350.38-0.22-0.220.320.210.86
Debt to Equity0.360.220.070.050.040.04000
Debt to Assets21.54%14.71%5.54%3.75%2.89%2.89%0.00%0.00%0.00%
Net Debt to EBITDA3.112.14-5.070.695.6910.724.053.64.53

NCNO Historical Efficiency Ratios

9 years
Metric (FY)TTM20252024202320222021202020192018
Receivables Turnover5.093.684.222.753.673.683.183.072.39
Payables Turnover16.1415.8316.179.389.814.713.7313.4913.32
Inventory Turnover0000009.0500
Days Sales Outstanding71.7899.186.53132.6199.3399.19114.66118.95152.56
Days Payables Outstanding22.6223.0622.5738.9137.2424.8426.5827.0527.4
Days of Inventory on Hand00000040.3300

NCNO Historical Market Metrics

9 years
Metric (FY)TTM20252024202320222021202020192018
Enterprise Value to EBITDA33.6422.35470.2-55.33-65.31-179.49-360.21-393.92-456.6
Market Cap$2.52B$3.92B$3.55B$3.16B$4.43B$6.30B$8.21B$8.21B$8.21B
Enterprise Value$2.77B$4.03B$3.51B$3.12B$4.08B$5.95B$8.12B$8.14B$8.13B
Dividend Yield0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Payout Ratio0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Frequently Asked Questions

How does nCino, Inc.’s P/E ratio compare with its history?

On this page, NCNO's current P/E is 74.1, compared with a multi-year average around 74.1. When the current P/E sits near its historical average, the multiple is close to that range. Look at trend direction in profitability and cash-flow rows, plus liquidity and leverage, rather than treating the P/E in isolation.

What is nCino, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $2.52B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does nCino, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with nCino, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does nCino, Inc. compare to its competitors in key financial ratios?

The fastest way to compare nCino, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see nCino, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do nCino, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that nCino, Inc. is financially strong. Current ratio is about 0.85, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 2.75, implying a stronger ability to cover interest expenses. Debt-to-equity is about 0.36, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do nCino, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If nCino, Inc. is sustaining strong returns (for example ROE at 3.36% and ROIC at 3.87%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.