Northpointe Bancshares, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Northpointe Bancshares, Inc. (NPB), the latest P/E of 7.2 frames valuation, while ROE 14.99% and ROIC 0.61% indicates profitability and capital efficiency. Together with the current ratio of 0.00 and debt-to-equity 2.66, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

NPB Historical Per Share Metrics

6 years
Metric (FY)TTM20242023202220212020
Revenue per Share$12.76$0.00$0.05$-0.13$1.16$22.60
Net Income per Share$2.58$-2.00$-17.62$-30.39$-30.70$6.90
Operating Cash Flow per Share$2.88$-0.65$-0.87$-13.36$-12.82$6.35
Free Cash Flow per Share$2.84$-0.65$-0.88$-13.92$-13.21$6.24
Cash per Share$15.65$2.14$25.98$41.80$56.32$70.19
Book Value per Share$17.62$2.48$20.65$36.46$60.42$82.45
Tangible Book Value per Share$17.58$2.48$20.45$33.05$56.70$78.30
Interest Debt per Share$54.10$0.05$1.61$0.13$1.48$0.20
CAPEX per Share$0.04$0.00$0.00$0.56$0.39$0.12

NPB Historical Valuation Ratios

6 years
Metric (FY)TTM20242023202220212020
Price to Earnings (P/E)7.19-0.43-0.77-0.95-9.844.59
Price to Book (P/B)0.960.340.650.794.983.73
Price to Sales (P/S)1.310250.09-222.39259.6713.61
Enterprise Value to EBITDA26.72-0.012.5716.09-9.4596.56
EV to Sales3.780-197.4577.05220.9210.53
EV to Operating Cash Flow16.76-0.0912.180.75-19.9837.48
EV to Free Cash Flow16.98-0.0912.160.72-19.3938.19
Enterprise Value$1.67B$4.63M$-885.73M$-824.17M$19.45B$16.25B

NPB Historical Profitability Ratios

6 years
Metric (FY)TTM20242023202220212020
Return on Equity (ROE)14.99%-80.66%-85.31%-83.35%-50.82%8.37%
Return on Invested Capital (ROIC)0.61%-183.06%26.26%-10.71%-41.12%2.65%
Return on Tangible Assets1.19%-76.29%-56.45%-66.12%-43.60%7.78%
Earnings Yield15.30%-235.13%-130.65%-105.40%-10.20%2.24%
Free Cash Flow Yield16.92%-76.39%-6.49%-48.28%-4.39%2.03%
Dividend Yield0.59%0.00%0.00%0.00%0.00%0.00%

NPB Historical Liquidity & Financial Strength

6 years
Metric (FY)TTM20242023202220212020
Current Ratio020.95.675.57.669.28
Interest Coverage0.250-5018.58-280734.6601062.06
Income Quality1.111.060.350.440.420.92
Debt to Equity2.660.020.0800.020
Debt to Assets21.64%1.83%5.12%0.27%2.00%0.21%
Net Debt to EBITDA17.420.175.8362.521.66-28.19

NPB Historical Efficiency Ratios

6 years
Metric (FY)TTM20242023202220212020
Receivables Turnover002.45-2.221.4421.63
Payables Turnover000000
Inventory Turnover000-0.3410.870
Days Sales Outstanding00149.15-164.17252.7416.87
Days Payables Outstanding000000
Days of Inventory on Hand000-1075.833.590

NPB Historical Market Metrics

6 years
Metric (FY)TTM20242023202220212020
Enterprise Value to EBITDA26.72-0.012.5716.09-9.4596.56
Market Cap$582.61M$69.01M$1.12B$2.38B$22.86B$21.00B
Enterprise Value$1.67B$4.63M$-885.73M$-824.17M$19.45B$16.25B
Dividend Yield0.59%0.00%0.00%0.00%0.00%0.00%
Payout Ratio7.01%0.00%0.00%0.00%0.00%0.00%

Frequently Asked Questions

How does Northpointe Bancshares, Inc.’s P/E ratio compare with its history?

On this page, NPB's current P/E is 7.2, compared with a multi-year average around 25.9. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Northpointe Bancshares, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $582.61M. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Northpointe Bancshares, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Northpointe Bancshares, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Northpointe Bancshares, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Northpointe Bancshares, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Northpointe Bancshares, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Northpointe Bancshares, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Northpointe Bancshares, Inc. is financially strong. Current ratio is about 0.00, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 0.25, implying less buffer for servicing interest costs. Debt-to-equity is about 2.66, suggesting higher leverage than a low-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Northpointe Bancshares, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Northpointe Bancshares, Inc. is sustaining strong returns (for example ROE at 14.99% and ROIC at 0.61%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.