Orange County Bancorp, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Orange County Bancorp, Inc. (OBT), the latest P/E of 10.6 frames valuation, while ROE 16.44% and ROIC 12.45% indicates profitability and capital efficiency. Together with the current ratio of 0.31 and debt-to-equity 0.11, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

OBT Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$11.27$12.66$11.64$8.54$7.65$7.15$6.42$5.93$5.41$9.78
Net Income per Share$3.55$2.47$2.62$2.17$2.14$1.30$1.28$0.94$0.30$0.93
Operating Cash Flow per Share$5.00$3.06$3.95$2.71$2.04$1.26$1.53$1.48$1.07$2.40
Free Cash Flow per Share$4.90$2.91$3.64$2.57$1.85$1.18$1.32$1.31$0.88$2.27
Cash per Share$54.68$52.56$56.61$55.10$77.58$50.05$31.22$33.94$41.89$78.34
Book Value per Share$22.94$16.41$14.69$12.29$18.40$15.02$13.48$13.45$11.66$23.85
Tangible Book Value per Share$22.51$15.87$14.12$11.69$17.69$14.21$12.64$12.47$10.62$21.69
Interest Debt per Share$4.62$15.80$25.17$13.97$2.65$3.00$1.43$5.12$3.32$23.53
CAPEX per Share$0.10$0.15$0.31$0.14$0.20$0.08$0.21$0.18$0.20$0.13

OBT Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)10.6411.2711.510.759.3810.5211.4814.4246.6512.52
Price to Book (P/B)1.651.692.051.91.090.911.0911.20.49
Price to Sales (P/S)3.362.22.592.732.631.912.292.282.591.19
Enterprise Value to EBITDA3.958.3511.410.22-2.971.497.2212.2112.8719.83
EV to Sales1.372.143.43.4-1.110.371.992.72.422.78
EV to Operating Cash Flow3.098.8710.0210.72-4.142.128.3510.7912.211.32
EV to Free Cash Flow3.159.3310.8811.29-4.582.259.6612.2614.9611.96
Enterprise Value$206.09M$306.87M$445.73M$326.72M$-84.06M$23.99M$114.73M$129.12M$102.57M$106.34M

OBT Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)16.44%15.03%17.82%17.64%11.64%8.62%9.49%6.96%2.57%3.94%
Return on Invested Capital (ROIC)12.45%7.82%6.60%8.43%10.37%7.40%8.83%5.13%1.70%2.01%
Return on Tangible Assets1.70%1.11%1.19%1.07%1.00%0.70%0.94%0.71%0.25%0.40%
Earnings Yield9.39%8.88%8.69%9.30%10.66%9.50%8.71%6.93%2.14%7.99%
Free Cash Flow Yield12.93%10.47%12.08%11.05%9.19%8.67%9.01%9.67%6.25%19.53%
Dividend Yield1.77%1.70%1.53%1.78%2.02%2.92%2.72%3.00%2.94%7.07%

OBT Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio0.310.270.280.290.40.30.260.30.40.41
Interest Coverage1.880.981.264.946.723.072.983.292.271.11
Income Quality1.411.241.511.250.950.971.21.583.582.58
Debt to Equity0.110.771.541.090.120.160.070.360.250.95
Debt to Assets1.24%5.70%10.22%6.60%1.04%1.34%0.65%3.62%2.41%9.68%
Net Debt to EBITDA-5.75-0.22.732.03-10.02-6.15-1.081.91-0.8911.34

OBT Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover13.9721.4222.0915.1911.4410.2317.9815.9215.1714.84
Payables Turnover0000000000
Inventory Turnover0000000000
Days Sales Outstanding26.1317.0416.5224.0331.935.6620.322.9324.0624.6
Days Payables Outstanding0000000000
Days of Inventory on Hand0000000000

OBT Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA3.958.3511.410.22-2.971.497.2212.2112.8719.83
Market Cap$506.42M$314.11M$339.09M$261.85M$199.74M$122.90M$131.84M$108.94M$109.68M$45.52M
Enterprise Value$206.09M$306.87M$445.73M$326.72M$-84.06M$23.99M$114.73M$129.12M$102.57M$106.34M
Dividend Yield1.77%1.70%1.53%1.78%2.02%2.92%2.72%3.00%2.94%7.07%
Payout Ratio18.91%19.10%17.61%19.16%18.93%30.70%31.24%43.22%137.18%88.51%

Frequently Asked Questions

How does Orange County Bancorp, Inc.’s P/E ratio compare with its history?

On this page, OBT's current P/E is 10.6, compared with a multi-year average around 14.9. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Orange County Bancorp, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $506.42M. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Orange County Bancorp, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Orange County Bancorp, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Orange County Bancorp, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Orange County Bancorp, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Orange County Bancorp, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Orange County Bancorp, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Orange County Bancorp, Inc. is financially strong. Current ratio is about 0.31, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 1.88, implying less buffer for servicing interest costs. Debt-to-equity is about 0.11, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Orange County Bancorp, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Orange County Bancorp, Inc. is sustaining strong returns (for example ROE at 16.44% and ROIC at 12.45%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.