Paymentus Holdings, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Paymentus Holdings, Inc. (PAY), the latest P/E of 54.1 frames valuation, while ROE 14.80% and ROIC 12.26% indicates profitability and capital efficiency. Together with the current ratio of 4.89 and debt-to-equity 0.01, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

PAY Historical Per Share Metrics

9 years
Metric (FY)TTM20242023202220212020201920172016
Revenue per Share$10.81$7.01$4.98$4.07$3.28$2.60$2.01$16.74$17.98
Net Income per Share$0.67$0.36$0.18$-0.00$0.08$0.12$0.12$-1.56$-0.08
Operating Cash Flow per Share$1.27$0.51$0.56$0.16$0.16$0.31$0.15$1.48$1.75
Free Cash Flow per Share$1.26$0.51$0.28$-0.09$-0.01$0.18$0.04$0.88$0.80
Cash per Share$3.02$1.68$1.45$1.21$1.40$0.40$0.23$1.17$1.34
Book Value per Share$4.87$3.90$3.48$3.25$3.20$0.73$0.58$7.00$7.70
Tangible Book Value per Share$3.74$2.15$1.71$1.50$1.52$0.43$0.35$-4.99$-5.08
Interest Debt per Share$0.07$0.07$0.09$0.10$0.09$0.09$0.01$7.73$8.67
CAPEX per Share$0.00$0.00$0.28$0.26$0.17$0.13$0.11$0.60$0.95

PAY Historical Valuation Ratios

9 years
Metric (FY)TTM20242023202220212020201920172016
Price to Earnings (P/E)54.1591.9998.88-1906.46453.76241.76245.39-18.39-340.86
Price to Book (P/B)7.448.375.142.4610.9339.2948.994.243.9
Price to Sales (P/S)3.354.663.591.9710.6710.9814.261.711.59
Enterprise Value to EBITDA29.1547.4874.41132.04171.66123.72136.81119.9518.28
EV to Sales3.084.433.321.710.2710.8614.142.081.98
EV to Operating Cash Flow26.2460.6929.6142.45208.4292.03190.4123.520.38
EV to Free Cash Flow26.361.1359.03-73.76-4435.32157.8166939.5444.65
Enterprise Value$4.19B$3.86B$2.04B$843.32M$4.06B$3.28B$3.33B$3.90B$3.95B

PAY Historical Profitability Ratios

9 years
Metric (FY)TTM20242023202220212020201920172016
Return on Equity (ROE)14.80%9.10%5.20%-0.13%2.41%16.25%19.97%-23.05%-1.14%
Return on Invested Capital (ROIC)12.26%7.36%3.62%-0.28%2.31%14.05%19.14%3.20%-19.91%
Return on Tangible Assets14.55%12.34%7.78%-0.21%3.44%15.17%25.70%-17.72%-0.86%
Earnings Yield1.86%1.09%1.01%-0.05%0.22%0.41%0.41%-5.44%-0.29%
Free Cash Flow Yield3.49%1.55%1.56%-1.17%-0.02%0.63%0.15%3.08%2.79%
Dividend Yield0.00%0.00%0.00%0.00%0.82%0.00%0.00%0.00%0.00%

PAY Historical Liquidity & Financial Strength

9 years
Metric (FY)TTM20242023202220212020201920172016
Current Ratio4.894.244.314.453.452.575.181.331.41
Interest Coverage00001728.83001.452.16
Income Quality1.881.443.08-38.732.12.61.28-0.95-20.83
Debt to Equity0.010.020.020.030.030.120.011.11.14
Debt to Assets1.22%1.46%2.08%2.74%2.36%8.03%0.78%35.78%37.11%
Net Debt to EBITDA-2.58-2.47-6.16-21.09-6.64-1.38-1.121.533.6

PAY Historical Efficiency Ratios

9 years
Metric (FY)TTM20242023202220212020201920172016
Receivables Turnover12.757.088.027.178.529.9811.045.86.16
Payables Turnover14.4612.712.2811.8811.0812.4374.2587.75
Inventory Turnover00000009.156.84
Days Sales Outstanding28.6351.5745.5350.8842.8436.5833.0762.9559.25
Days Payables Outstanding25.2428.7329.7230.7232.9529.364.9245.6447.11
Days of Inventory on Hand000000039.9153.39

PAY Historical Market Metrics

9 years
Metric (FY)TTM20242023202220212020201920172016
Enterprise Value to EBITDA29.1547.4874.41132.04171.66123.72136.81119.9518.28
Market Cap$4.56B$4.06B$2.21B$978.02M$4.22B$3.31B$3.36B$3.20B$3.17B
Enterprise Value$4.19B$3.86B$2.04B$843.32M$4.06B$3.28B$3.33B$3.90B$3.95B
Dividend Yield0.00%0.00%0.00%0.00%0.82%0.00%0.00%0.00%0.00%
Payout Ratio0.00%0.00%0.00%0.00%370.02%0.00%0.00%0.00%0.00%

Frequently Asked Questions

How does Paymentus Holdings, Inc.’s P/E ratio compare with its history?

On this page, PAY's current P/E is 54.1, compared with a multi-year average around 197.7. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Paymentus Holdings, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $4.56B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Paymentus Holdings, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Paymentus Holdings, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Paymentus Holdings, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Paymentus Holdings, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Paymentus Holdings, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Paymentus Holdings, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Paymentus Holdings, Inc. is financially strong. Current ratio is about 4.89, which is above 1.0 and can indicate more comfortable short-term liquidity. Interest coverage is about 0.00, implying less buffer for servicing interest costs. Debt-to-equity is about 0.01, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Paymentus Holdings, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Paymentus Holdings, Inc. is sustaining strong returns (for example ROE at 14.80% and ROIC at 12.26%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.