Chicago Atlantic Real Estate Finance, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Chicago Atlantic Real Estate Finance, Inc. (REFI), the latest P/E of 7.8 frames valuation, while ROE 9.62% and ROIC 5.39% indicates profitability and capital efficiency. Together with the current ratio of 0.40 and debt-to-equity 0.16, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

REFI Historical Per Share Metrics

5 years
Metric (FY)TTM2024202320222021
Revenue per Share$2.83$2.84$3.17$2.77$0.63
Net Income per Share$1.38$1.92$2.14$1.83$0.54
Operating Cash Flow per Share$1.27$1.20$1.57$0.96$0.38
Free Cash Flow per Share$1.27$1.20$1.57$0.96$0.38
Cash per Share$0.63$1.37$0.44$0.32$11290.81
Book Value per Share$14.20$16.02$15.03$14.96$15.13
Tangible Book Value per Share$14.20$16.02$15.03$14.96$15.13
Interest Debt per Share$2.70$5.77$3.97$3.43$11.33
CAPEX per Share$0.00$0.00$0.00$0.00$0.00

REFI Historical Valuation Ratios

5 years
Metric (FY)TTM2024202320222021
Price to Earnings (P/E)7.838.037.568.2430.6
Price to Book (P/B)0.770.961.081.011.1
Price to Sales (P/S)3.865.435.15.4526.24
Enterprise Value to EBITDA10.768.487.899.1242.63
EV to Sales4.466.856.126.5236.85
EV to Operating Cash Flow9.9516.1912.3418.7261.19
EV to Free Cash Flow9.9516.1912.3418.7261.19
Enterprise Value$268.00M$374.99M$350.72M$318.33M$408.07M

REFI Historical Profitability Ratios

5 years
Metric (FY)TTM2024202320222021
Return on Equity (ROE)9.62%11.99%14.24%12.23%3.60%
Return on Invested Capital (ROIC)5.39%11.45%76.20%91.25%3.44%
Return on Tangible Assets6.37%8.51%10.78%9.41%3.41%
Earnings Yield12.72%12.46%13.23%12.14%3.27%
Free Cash Flow Yield11.61%7.79%9.71%6.39%2.30%
Dividend Yield17.28%14.00%13.37%10.59%2.36%

REFI Historical Liquidity & Financial Strength

5 years
Metric (FY)TTM2024202320222021
Current Ratio0.48.860.540377.91
Interest Coverage3.186.187.7313.35126.18
Income Quality00.630.730.530.7
Debt to Equity0.160.340.240.220.75
Debt to Assets10.71%23.92%18.37%16.90%71.08%
Net Debt to EBITDA1.451.761.311.512.27

REFI Historical Efficiency Ratios

5 years
Metric (FY)TTM2024202320222021
Receivables Turnover9.6111.3651.5840.5754.32
Payables Turnover03.67.766.24.25
Inventory Turnover00000
Days Sales Outstanding37.9932.147.0896.72
Days Payables Outstanding0101.3947.0558.8685.85
Days of Inventory on Hand00000

REFI Historical Market Metrics

5 years
Metric (FY)TTM2024202320222021
Enterprise Value to EBITDA10.768.487.899.1242.63
Market Cap$231.90M$297.30M$292.62M$266.04M$290.60M
Enterprise Value$268.00M$374.99M$350.72M$318.33M$408.07M
Dividend Yield17.28%14.00%13.37%10.59%2.36%
Payout Ratio138.19%112.38%101.10%87.25%72.11%

Frequently Asked Questions

How does Chicago Atlantic Real Estate Finance, Inc.’s P/E ratio compare with its history?

On this page, REFI's current P/E is 7.8, compared with a multi-year average around 12.5. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Chicago Atlantic Real Estate Finance, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $231.90M. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Chicago Atlantic Real Estate Finance, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Chicago Atlantic Real Estate Finance, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Chicago Atlantic Real Estate Finance, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Chicago Atlantic Real Estate Finance, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Chicago Atlantic Real Estate Finance, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Chicago Atlantic Real Estate Finance, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Chicago Atlantic Real Estate Finance, Inc. is financially strong. Current ratio is about 0.40, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 3.18, implying a stronger ability to cover interest expenses. Debt-to-equity is about 0.16, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Chicago Atlantic Real Estate Finance, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Chicago Atlantic Real Estate Finance, Inc. is sustaining strong returns (for example ROE at 9.62% and ROIC at 5.39%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.