Richmond Mutual Bancorporation, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Richmond Mutual Bancorporation, Inc. (RMBI), the latest P/E of 12.8 frames valuation, while ROE 8.30% and ROIC 0.80% indicates profitability and capital efficiency. Together with the current ratio of 0.00 and debt-to-equity 1.65, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

RMBI Historical Per Share Metrics

9 years
Metric (FY)TTM20242023202220212020201920182017
Revenue per Share$9.53$8.44$6.91$5.26$4.51$4.04$3.63$3.02$2.54
Net Income per Share$1.24$0.93$0.91$1.20$0.98$0.82$-1.13$0.44$0.21
Operating Cash Flow per Share$1.52$1.46$1.17$1.69$-0.85$1.35$0.81$0.65$0.48
Free Cash Flow per Share$1.39$1.42$1.11$1.65$-0.90$1.20$0.73$0.55$0.44
Cash per Share$29.44$2.73$29.14$27.99$33.51$23.91$19.45$10.55$10.34
Book Value per Share$15.31$13.18$12.97$12.35$15.89$15.71$15.07$6.59$6.28
Tangible Book Value per Share$15.12$12.99$12.79$12.16$15.75$15.57$14.98$6.50$6.20
Interest Debt per Share$29.34$30.44$28.93$17.67$16.53$14.63$13.25$11.04$8.39
CAPEX per Share$0.13$0.05$0.06$0.04$0.05$0.15$0.08$0.10$0.04

RMBI Historical Valuation Ratios

9 years
Metric (FY)TTM20242023202220212020201920182017
Price to Earnings (P/E)12.8215.2112.6110.816.3516.72-14.1231.3265.48
Price to Book (P/B)1.041.070.891.051.010.871.062.072.17
Price to Sales (P/S)2.761.681.672.483.563.384.44.515.38
Enterprise Value to EBITDA18.2432.3830.3817.8222.4420.68-17.0837.0538.4
EV to Sales5.024.535.165.376.625.836.97.598.04
EV to Operating Cash Flow31.4626.1430.5816.72-35.1717.4230.9335.3342.71
EV to Free Cash Flow34.4326.9832.2217.08-33.1719.6534.1841.9246.73
Enterprise Value$464.22M$385.59M$370.42M$303.65M$339.23M$288.76M$312.33M$298.94M$265.44M

RMBI Historical Profitability Ratios

9 years
Metric (FY)TTM20242023202220212020201920182017
Return on Equity (ROE)8.30%7.06%7.03%9.75%6.18%5.20%-7.50%6.61%3.32%
Return on Invested Capital (ROIC)0.80%1.77%2.28%4.03%3.03%2.56%-3.82%2.49%1.41%
Return on Tangible Assets0.78%0.62%0.65%0.98%0.88%0.93%-1.43%0.67%0.36%
Earnings Yield7.80%6.57%7.93%9.26%6.11%5.98%-7.08%3.19%1.53%
Free Cash Flow Yield5.29%10.02%9.61%12.69%-5.61%8.77%4.59%4.01%3.19%
Dividend Yield3.77%3.99%4.95%3.15%5.09%1.10%0.00%0.28%0.00%

RMBI Historical Liquidity & Financial Strength

9 years
Metric (FY)TTM20242023202220212020201920182017
Current Ratio00.160.440.440.570.60.570.40.42
Interest Coverage0.370.260.371.541.771.33-1.740.91.08
Income Quality1.231.571.281.4-0.871.65-0.721.492.29
Debt to Equity1.651.992.011.3510.880.821.591.27
Debt to Assets15.72%17.60%18.55%13.55%14.20%15.68%15.62%16.02%13.80%
Net Debt to EBITDA8.2220.420.579.610.388.68-6.215.0112.68

RMBI Historical Efficiency Ratios

9 years
Metric (FY)TTM20242023202220212020201920182017
Receivables Turnover14.770.560.450.410.390.410.40.360.32
Payables Turnover08.776.897.935.3159.2646.3517.1327.85
Inventory Turnover000000000
Days Sales Outstanding24.71650.85815.65883.57933.33898908.861023.291129.28
Days Payables Outstanding041.635346.1910.346.167.8721.3113.11
Days of Inventory on Hand000000000

RMBI Historical Market Metrics

9 years
Metric (FY)TTM20242023202220212020201920182017
Enterprise Value to EBITDA18.2432.3830.3817.8222.4420.68-17.0837.0538.4
Market Cap$254.94M$142.65M$119.66M$140.07M$182.26M$167.53M$198.93M$177.81M$177.81M
Enterprise Value$464.22M$385.59M$370.42M$303.65M$339.23M$288.76M$312.33M$298.94M$265.44M
Dividend Yield3.77%3.99%4.95%3.15%5.09%1.10%0.00%0.28%0.00%
Payout Ratio48.53%60.76%62.41%34.00%83.24%18.36%0.00%8.81%0.00%

Frequently Asked Questions

How does Richmond Mutual Bancorporation, Inc.’s P/E ratio compare with its history?

On this page, RMBI's current P/E is 12.8, compared with a multi-year average around 22.7. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Richmond Mutual Bancorporation, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $254.94M. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Richmond Mutual Bancorporation, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Richmond Mutual Bancorporation, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Richmond Mutual Bancorporation, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Richmond Mutual Bancorporation, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Richmond Mutual Bancorporation, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Richmond Mutual Bancorporation, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Richmond Mutual Bancorporation, Inc. is financially strong. Current ratio is about 0.00, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about 0.37, implying less buffer for servicing interest costs. Debt-to-equity is about 1.65, suggesting higher leverage than a low-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Richmond Mutual Bancorporation, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Richmond Mutual Bancorporation, Inc. is sustaining strong returns (for example ROE at 8.30% and ROIC at 0.80%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.