Riverview Bancorp, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Riverview Bancorp, Inc. (RVSB), the latest P/E of -27.1 frames valuation, while ROE -2.50% and ROIC -0.27% indicates profitability and capital efficiency. Together with the current ratio of 0.96 and debt-to-equity 0.31, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

RVSB Historical Per Share Metrics

10 years
Metric (FY)TTM202520242023202220212020201920182017
Revenue per Share$2.99$3.43$3.16$3.14$2.82$2.67$2.78$2.70$2.48$2.03
Net Income per Share$-0.19$0.23$0.18$0.84$0.98$0.47$0.70$0.76$0.45$0.33
Operating Cash Flow per Share$0.72$0.39$0.60$0.63$0.74$1.08$0.70$0.89$0.53$0.80
Free Cash Flow per Share$0.68$0.26$0.34$0.40$0.59$0.92$0.57$0.85$0.50$0.78
Cash per Share$0.81$2.04$7.89$10.80$18.34$21.62$8.41$8.94$11.72$12.27
Book Value per Share$7.13$7.51$7.36$7.17$7.08$6.80$6.57$5.89$5.19$4.95
Tangible Book Value per Share$5.80$6.23$6.07$5.91$5.84$5.55$5.34$4.64$3.92$3.67
Interest Debt per Share$3.26$6.01$6.43$7.25$1.41$1.46$1.49$3.91$1.39$1.37
CAPEX per Share$0.04$0.13$0.27$0.23$0.15$0.16$0.13$0.05$0.03$0.03

RVSB Historical Valuation Ratios

10 years
Metric (FY)TTM202520242023202220212020201920182017
Price to Earnings (P/E)-27.1424.5626.16.397.6914.757.29.6920.5521.71
Price to Book (P/B)0.730.750.640.741.071.020.761.261.81.44
Price to Sales (P/S)1.721.641.481.72.682.61.82.743.763.52
Enterprise Value to EBITDA-48.9720.5626.219.33-1.41-4.924.269.129.028.41
EV to Sales2.192.692.893.63-0.72-1.381.63.763.372.5
EV to Operating Cash Flow9.0423.7715.1318.13-2.72-3.46.311.3715.86.31
EV to Free Cash Flow9.635.3827.0228.59-3.4-3.987.731216.866.52
Enterprise Value$133.49M$196.62M$192.97M$246.15M$-44.85M$-82.07M$100.26M$229.24M$188.62M$113.91M

RVSB Historical Profitability Ratios

10 years
Metric (FY)TTM202520242023202220212020201920182017
Return on Equity (ROE)-2.50%3.06%2.44%11.64%13.88%6.91%10.58%12.97%8.76%6.65%
Return on Invested Capital (ROIC)-0.27%1.74%1.30%5.82%11.67%5.78%8.82%7.87%6.99%5.26%
Return on Tangible Assets-0.27%0.33%0.25%1.16%1.27%0.69%1.37%1.53%0.91%0.67%
Earnings Yield-3.66%4.07%3.83%15.64%13.01%6.78%13.88%10.32%4.87%4.61%
Free Cash Flow Yield13.28%4.61%7.20%7.45%7.88%13.34%11.43%11.42%5.32%10.86%
Dividend Yield1.54%2.10%5.12%4.43%2.78%2.90%3.59%1.89%1.02%1.12%

RVSB Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202520242023202220212020201920182017
Current Ratio0.960.040.140.20.270.370.20.220.270.28
Interest Coverage-0.250.280.255.8312.853.934.327.967.665.77
Income Quality-3.811.693.360.750.752.311.011.171.172.44
Debt to Equity0.310.660.760.980.190.190.20.640.250.26
Debt to Assets3.08%6.98%7.72%9.62%1.67%1.88%2.46%7.40%2.51%2.54%
Net Debt to EBITDA-10.597.9612.754.95-6.68-14.2-0.562.46-1.04-3.46

RVSB Historical Efficiency Ratios

10 years
Metric (FY)TTM202520242023202220212020201920182017
Receivables Turnover13.5216.1815.1314.1713.4611.3516.9715.5616.115.52
Payables Turnover0000000000
Inventory Turnover0000000000
Days Sales Outstanding27.0122.5624.1225.7627.1332.1621.5123.4622.6823.52
Days Payables Outstanding0000000000
Days of Inventory on Hand0000000000

RVSB Historical Market Metrics

10 years
Metric (FY)TTM202520242023202220212020201920182017
Enterprise Value to EBITDA-48.9720.5626.219.33-1.41-4.924.269.129.028.41
Market Cap$104.63M$120.44M$99.14M$115.55M$167.71M$154.51M$113.44M$167.38M$210.44M$160.72M
Enterprise Value$133.49M$196.62M$192.97M$246.15M$-44.85M$-82.07M$100.26M$229.24M$188.62M$113.91M
Dividend Yield1.54%2.10%5.12%4.43%2.78%2.90%3.59%1.89%1.02%1.12%
Payout Ratio-42.87%51.66%133.72%28.32%21.40%42.76%25.88%18.32%20.89%24.30%

Frequently Asked Questions

How does Riverview Bancorp, Inc.’s P/E ratio compare with its history?

On this page, RVSB's current P/E is -27.1, compared with a multi-year average around 15.4. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Riverview Bancorp, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $104.63M. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Riverview Bancorp, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Riverview Bancorp, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Riverview Bancorp, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Riverview Bancorp, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Riverview Bancorp, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Riverview Bancorp, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Riverview Bancorp, Inc. is financially strong. Current ratio is about 0.96, which is below 1.0 and can suggest tighter short-term liquidity. Interest coverage is about -0.25, implying less buffer for servicing interest costs. Debt-to-equity is about 0.31, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Riverview Bancorp, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Riverview Bancorp, Inc. is sustaining strong returns (for example ROE at -2.50% and ROIC at -0.27%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.