Safety Insurance Group, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Safety Insurance Group, Inc. (SAFT), the latest P/E of 22.0 frames valuation, while ROE 7.79% and ROIC 7.38% indicates profitability and capital efficiency. Together with the current ratio of 1.42 and debt-to-equity 0.07, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

SAFT Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$101.53$75.53$62.80$54.60$58.31$55.26$57.62$55.01$55.76$54.64
Net Income per Share$4.73$4.81$1.29$3.19$8.81$9.21$6.55$5.52$4.16$4.32
Operating Cash Flow per Share$12.42$8.76$3.55$3.03$9.54$7.30$7.40$8.47$5.47$6.61
Free Cash Flow per Share$12.10$8.46$3.43$2.89$8.98$6.63$6.77$7.73$5.07$6.28
Cash per Share$110.07$41.68$4.72$73.62$86.45$87.37$83.71$79.54$80.86$78.57
Book Value per Share$60.37$56.39$54.85$55.59$62.53$58.97$53.18$47.65$46.70$44.88
Tangible Book Value per Share$58.76$54.70$53.17$53.88$-38.30$-39.40$-41.15$48.23$46.90$45.08
Interest Debt per Share$4.28$3.15$3.45$4.03$3.89$4.10$2.24$0.01$0.01$0.01
CAPEX per Share$0.32$0.30$0.12$0.14$0.55$0.66$0.63$0.74$0.40$0.33

SAFT Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)22.0317.1259.0426.439.658.4614.1214.8319.3417.06
Price to Book (P/B)1.711.461.391.521.361.321.741.721.721.64
Price to Sales (P/S)1.031.091.211.541.461.411.611.491.441.35
Enterprise Value to EBITDA15.2512.0539.7118.947.316.4410.8012.6911
EV to Sales1.021.081.221.581.451.421.591.441.391.32
EV to Operating Cash Flow8.359.321.628.518.8710.7412.429.3714.210.94
EV to Free Cash Flow8.579.6322.3729.939.4211.8213.5710.2715.3111.52
Enterprise Value$1.51B$1.20B$1.13B$1.26B$1.25B$1.18B$1.40B$1.20B$1.17B$1.08B

SAFT Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)7.79%8.54%2.35%5.73%14.10%15.62%12.32%11.58%8.90%9.63%
Return on Invested Capital (ROIC)7.38%15.26%0.69%2.76%3.86%4.19%3.36%18.83%14.30%16.65%
Return on Tangible Assets2.77%3.15%0.91%2.39%21.00%23.89%16.92%4.46%3.45%3.67%
Earnings Yield4.58%5.84%1.69%3.78%10.37%11.83%7.08%6.74%5.17%5.86%
Free Cash Flow Yield11.61%10.27%4.52%3.43%10.56%8.51%7.31%9.44%6.30%8.53%
Dividend Yield3.57%4.40%4.78%4.31%4.28%4.67%3.74%3.96%3.77%3.84%

SAFT Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio1.427.820.0864.6713.5812.6819.852.823.652.69
Interest Coverage36.23148.2317.33112.49276.42359.121374.231159.34964.331036.47
Income Quality2.631.822.760.951.080.791.131.531.321.53
Debt to Equity0.070.060.060.070.060.070.04000
Debt to Assets2.39%2.01%2.38%2.96%2.70%2.97%1.68%0.00%0.00%0.00%
Net Debt to EBITDA-0.08-0.130.410.5-0.040.04-0.080-0.45-0.2

SAFT Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover4.433.622.42.662.982.764.534.364.390
Payables Turnover12.177.448.015.775.3800000
Inventory Turnover00-0.7134.77-1.5500000
Days Sales Outstanding82.33100.8151.88137.2122.67132.2980.5983.6283.140
Days Payables Outstanding3049.0745.5663.367.8200000
Days of Inventory on Hand00-511.910.5-236.0200000

SAFT Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA15.2512.0539.7118.947.316.4410.8012.6911
Market Cap$1.51B$1.21B$1.11B$1.23B$1.26B$1.17B$1.41B$1.23B$1.21B$1.10B
Enterprise Value$1.51B$1.20B$1.13B$1.26B$1.25B$1.18B$1.40B$1.20B$1.17B$1.08B
Dividend Yield3.57%4.40%4.78%4.31%4.28%4.67%3.74%3.96%3.77%3.84%
Payout Ratio78.66%75.39%282.34%113.91%41.32%39.49%52.88%58.67%72.87%65.44%

Frequently Asked Questions

How does Safety Insurance Group, Inc.’s P/E ratio compare with its history?

On this page, SAFT's current P/E is 22.0, compared with a multi-year average around 20.8. When the current P/E sits near its historical average, the multiple is close to that range. Look at trend direction in profitability and cash-flow rows, plus liquidity and leverage, rather than treating the P/E in isolation.

What is Safety Insurance Group, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $1.51B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Safety Insurance Group, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Safety Insurance Group, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Safety Insurance Group, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Safety Insurance Group, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Safety Insurance Group, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Safety Insurance Group, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Safety Insurance Group, Inc. is financially strong. Current ratio is about 1.42, which is above 1.0 and can indicate more comfortable short-term liquidity. Interest coverage is about 36.23, implying a stronger ability to cover interest expenses. Debt-to-equity is about 0.07, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Safety Insurance Group, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Safety Insurance Group, Inc. is sustaining strong returns (for example ROE at 7.79% and ROIC at 7.38%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.