Texas Capital Bancshares, Inc. Ratios | P/E, ROE & Valuation

On the Key Ratios page for Texas Capital Bancshares, Inc. (TCBI), the latest P/E of 12.5 frames valuation, while ROE 10.04% and ROIC 1.10% indicates profitability and capital efficiency. Together with the current ratio of 26.12 and debt-to-equity 0.23, these signals help you judge whether valuation is supported by fundamentals across the historical rows.

Financial Performance Ratios

TCBI Historical Per Share Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Revenue per Share$43.58$37.81$37.31$24.68$19.51$23.36$28.54$24.58$18.93$16.47
Net Income per Share$8.10$1.66$3.94$6.59$5.02$1.31$6.20$5.88$3.98$3.35
Operating Cash Flow per Share$20.45$10.33$7.78$2.93$13.00$52.35$-4.78$-13.61$2.67$-15.69
Free Cash Flow per Share$20.57$8.94$7.44$2.71$12.91$52.29$-5.11$-13.76$2.42$-15.74
Cash per Share$183.57$72.42$134.73$151.17$227.06$245.95$92.18$63.08$58.50$61.33
Book Value per Share$81.02$72.34$66.63$60.55$63.45$56.93$56.32$50.07$44.45$43.41
Tangible Book Value per Share$80.99$72.30$66.60$60.52$63.11$54.49$54.67$48.85$42.34$42.37
Interest Debt per Share$34.66$50.98$64.04$47.59$63.99$73.28$66.08$103.84$74.22$55.46
CAPEX per Share$0.12$1.39$0.34$0.22$0.08$0.06$0.33$0.15$0.25$0.05

TCBI Historical Valuation Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Price to Earnings (P/E)12.5246.9816.419.151245.279.158.722.3623.4
Price to Book (P/B)1.191.080.9710.951.051.021.0221.81
Price to Sales (P/S)2.142.071.732.443.092.551.992.084.74.76
Enterprise Value to EBITDA2.512.387.730.34-4.1-16.173.221114.3912.62
EV to Sales0.691.131.240.13-1.79-2.290.973.635.434.35
EV to Operating Cash Flow1.474.155.941.1-2.69-1.02-5.81-6.5638.51-4.57
EV to Free Cash Flow1.464.86.211.2-2.71-1.02-5.44-6.4942.45-4.56
Enterprise Value$1.35B$2.00B$2.22B$163.45M$-1.77B$-2.70B$1.40B$4.46B$5.09B$3.32B

TCBI Historical Profitability Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Return on Equity (ROE)10.04%2.30%5.91%10.88%7.91%2.31%11.14%11.73%8.95%7.72%
Return on Invested Capital (ROIC)1.10%1.42%3.18%6.01%3.81%0.99%5.15%3.84%3.31%3.32%
Return on Tangible Assets1.08%0.25%0.67%1.17%0.73%0.18%0.96%1.04%0.79%0.72%
Earnings Yield8.38%2.13%6.10%10.93%8.33%2.21%10.93%11.50%4.47%4.27%
Free Cash Flow Yield22.03%11.43%11.52%4.49%21.43%87.89%-9.00%-26.94%2.72%-20.07%
Dividend Yield0.41%0.47%0.56%0.57%0.61%0.32%0.34%0.38%0.22%0.27%

TCBI Historical Liquidity & Financial Strength

10 years
Metric (FY)TTM202420232022202120202019201820172016
Current Ratio26.120.130.30.350.40.420.20.180.180.19
Interest Coverage0.690.130.341.613.140.491.031.52.763.79
Income Quality2.356.211.980.452.5939.82-0.77-2.320.67-4.68
Debt to Equity0.230.460.740.70.971.221.051.971.621.25
Debt to Assets2.51%5.02%8.32%7.51%9.01%9.30%9.02%17.47%14.20%11.54%
Net Debt to EBITDA-5.26-10.19-3.08-6.04-11.17-34.15-3.364.71.94-1.18

TCBI Historical Efficiency Ratios

10 years
Metric (FY)TTM202420232022202120202019201820172016
Receivables Turnover15.402.231.731.761.651.941.961.821.64
Payables Turnover38.2437.8123.713.9410.140.0136.116.2721.0925.57
Inventory Turnover0000000000
Days Sales Outstanding23.70163.35210.8207.04221.79188.21186.36200.87223.04
Days Payables Outstanding9.559.6515.426.1936.149.1210.1122.4417.3114.27
Days of Inventory on Hand0000000000

TCBI Historical Market Metrics

10 years
Metric (FY)TTM202420232022202120202019201820172016
Enterprise Value to EBITDA2.512.387.730.34-4.1-16.173.221114.3912.62
Market Cap$4.20B$3.64B$3.10B$3.04B$3.05B$3.00B$2.85B$2.55B$4.41B$3.63B
Enterprise Value$1.35B$2.00B$2.22B$163.45M$-1.77B$-2.70B$1.40B$4.46B$5.09B$3.32B
Dividend Yield0.41%0.47%0.56%0.57%0.61%0.32%0.34%0.38%0.22%0.27%
Payout Ratio7.12%22.26%9.12%5.19%7.37%14.71%3.12%3.32%4.95%6.29%

Frequently Asked Questions

How does Texas Capital Bancshares, Inc.’s P/E ratio compare with its history?

On this page, TCBI's current P/E is 12.5, compared with a multi-year average around 20.6. A lower P/E versus its own history is a calculated gap versus that average—not a conclusion that the stock is cheap. Pair it with profitability and earnings quality in the table (for example ROE/ROIC) to see whether the multiple moved with earnings.

What is Texas Capital Bancshares, Inc. market cap?

Market cap is the market value of a company's equity and is commonly calculated as share price multiplied by shares outstanding. The latest market cap shown in the table is $4.20B. Pair market cap with valuation multiples (P/E, P/B, P/S) so you can evaluate whether size also corresponds with "quality" and profitability. For a wider view across stocks, you can also use the stock screener.

How does Texas Capital Bancshares, Inc.’s P/E compare with its industry?

There is no P/E Tickerplace rates as good. Compare the P/E on this page with Texas Capital Bancshares, Inc.'s own historical range (in the table) and with peers via the Screener and Compare tools. A higher or lower multiple versus peers is a calculated gap, not a recommendation.

How does Texas Capital Bancshares, Inc. compare to its competitors in key financial ratios?

The fastest way to compare Texas Capital Bancshares, Inc. with competitors is to use the built-in "Peers Comparison" section on this page and the Compare tool. Focus on a small set of ratios that work together: P/E for valuation, ROE/ROIC for profitability and capital efficiency, current ratio and interest coverage for liquidity and solvency, and debt-to-equity for leverage risk. When you see Texas Capital Bancshares, Inc. outperform peers on profitability while keeping valuation and leverage reasonable, it often signals stronger fundamentals.

What do Texas Capital Bancshares, Inc.'s liquidity and leverage ratios show?

Liquidity and leverage figures on this page are published ratios, not a verdict that Texas Capital Bancshares, Inc. is financially strong. Current ratio is about 26.12, which is above 1.0 and can indicate more comfortable short-term liquidity. Interest coverage is about 0.69, implying less buffer for servicing interest costs. Debt-to-equity is about 0.23, suggesting leverage is more moderate relative to a high-debt profile. Pair them with ROE/ROIC and cash-flow rows in the table. Tickerplace does not rate the company as a good or poor investment.

What do Texas Capital Bancshares, Inc.'s financial ratios say about its future growth?

Ratios are a way to see what the business is likely to sustain. Look for upward trends in profitability metrics (ROE and ROIC), improving earnings/cash-flow backed measures, and stable or strengthening liquidity. If Texas Capital Bancshares, Inc. is sustaining strong returns (for example ROE at 10.04% and ROIC at 1.10%) while debt levels and interest coverage remain manageable, growth expectations may be more credible. If valuation multiples expand while returns weaken, the market may be pricing optimistic growth ahead of results.