UPSTUpstart Holdings, Inc.

UPST Stock Price, Valuation & Chart | Upstart Holdings, Inc.

$28.170+0.78 (+2.85%)

At close · 02 Sept 2026, 08:00 pm

Sector: Financial Services Industry: Financial - Credit Services UPST intrinsic value UPST calculated fair value vs price

Overview Financials Dividends Ratios

UPST Historical price chart

UPST Key Stats

Fair Value

Disclaimer

Disclaimer: This fair value estimate is for informational purposes only and should not be considered as investment advice. Fair value calculations are based on DCF (Discounted Cash Flow), P/E Multiple, and P/S Multiple models and assumptions that may not reflect actual market conditions. Always conduct your own research and consult with a financial advisor before making investment decisions.

Unlock

Market Capitalization2.70B

PE Ratio26.29

EPS1.07

Trading Volume3.07M

Today's High/Low28.3/27.2

Dividend Yield0.00

52 Week High/Low71.38/23.96

Shares Outstanding95.71M

UPST Financial Statement

UPST Analyst ratings

UPST Analysis & performance metrics

UPST Company profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates…

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

UPST Management team

Name

Position

David J. GirouardCEO

Co-Founder, President, Chief Executive Officer & Chairperson of the Board

Scott Darling Esq.

Chief Legal Officer & Corporate Secretary

Natalia Mirgorodskaya

Chief Accounting Officer

Annie Delgado

Chief Compliance Officer & Chief Risk Officer

Sonya Banerjee

Head of Investor Relations

Alice BerryCTO

Senior Director of Treasury

Paul GuCTO

Co-Founder, Chief Technology Officer & Director

Sanjay Datta CFACFO

Chief Financial Officer

Name

Position

David J. GirouardCEO

Co-Founder, President, Chief Executive Officer & Chairperson of the Board

Scott Darling Esq.

Chief Legal Officer & Corporate Secretary

Natalia Mirgorodskaya

Chief Accounting Officer

Annie Delgado

Chief Compliance Officer & Chief Risk Officer

Sonya Banerjee

Head of Investor Relations

Alice BerryCTO

Senior Director of Treasury

Paul GuCTO

Co-Founder, Chief Technology Officer & Director

Sanjay Datta CFACFO

Chief Financial Officer

Management Team

David J. GirouardCEO

Co-Founder, President, Chief Executive Officer & Chairperson of the Board

Scott Darling Esq.

Chief Legal Officer & Corporate Secretary

Natalia Mirgorodskaya

Chief Accounting Officer

Annie Delgado

Chief Compliance Officer & Chief Risk Officer

Sonya Banerjee

Head of Investor Relations

Alice BerryCTO

Senior Director of Treasury

Paul GuCTO

Co-Founder, Chief Technology Officer & Director

Sanjay Datta CFACFO

Chief Financial Officer

Management

David J. GirouardCEO

Co-Founder, President, Chief Executive Officer & Chairperson of the Board

Scott Darling Esq.

Chief Legal Officer & Corporate Secretary

Natalia Mirgorodskaya

Chief Accounting Officer

Annie Delgado

Chief Compliance Officer & Chief Risk Officer

Sonya Banerjee

Head of Investor Relations

Alice BerryCTO

Senior Director of Treasury

Paul GuCTO

Co-Founder, Chief Technology Officer & Director

Sanjay Datta CFACFO

Chief Financial Officer

Total 8 executives

UPST Frequently asked questions

What is Upstart Holdings, Inc. (UPST) Stock Price?

Current stock price of Upstart Holdings, Inc. (UPST) stock is $28.170. The stock price is +2.85% higher in the session. The intraday range can be seen from this page. Volume of Upstart Holdings, Inc. (UPST) stock is 3.07M.

Last updated at 02 Sept 2026, 08:00 pm.

Why is the Upstart Holdings, Inc. (UPST) stock price going up or down today?

The stock price of Upstart Holdings, Inc. (UPST) can change with earnings, company news, and overall market sentiment. Upstart Holdings, Inc. operates in the Financial Services / Financial - Credit Services market, so sector-wide moves can also affect the share price. Use the live price, percentage change, and volume on this page to judge whether a move looks meaningful.

Is the Upstart Holdings, Inc. stock expensive at its current price?

Whether Upstart Holdings, Inc. looks expensive depends on valuation metrics versus its growth outlook. The P/E ratio shown for UPST on this page is 26.29. EPS on this page is 1.07. Compare those figures with peers and growth expectations before deciding if the current Upstart Holdings, Inc. price is justified.

How has the stock price of Upstart Holdings, Inc. (UPST) performed historically?

Historical performance for Upstart Holdings, Inc. (UPST) is shown on the price chart on this page. Review multi-period moves alongside volume to see how UPST reacted to past earnings and market events.

Should I buy Upstart Holdings, Inc. (UPST) stock, at this price?

Buying Upstart Holdings, Inc. (UPST) depends on your risk tolerance, time horizon, and portfolio needs. As a Financial Services name, weigh the live quote, key stats, and valuation links on this page rather than a single price point.