Intrinsic value of Citigroup Inc. (C)

Citigroup Inc. (C) intrinsic value snapshot: our valuation models currently suggest the stock is overvalued, with an estimated 10.9% downside relative to fair value at a market price of $140.60. The dollar intrinsic value (fair value) for Citigroup Inc. is derived from DCF, P/E Multiple, and P/S Multiple models—available with Tickerplace Pro for investors comparing market price to modeled fair value.

Intrinsic Value (Fair Value): Unlock fair value

Downside: -10.9%

Margin of Safety: Unlock fair value

Current Price: $140.60

Valuation: Overvalued

Confidence: 5.0/10

Visual Bar

Market Price $140.60Intrinsic Value Locked
Undervalued ✅Fair Value ⚖️Overvalued ❌

How we calculate fair value: We combine DCF (Discounted Cash Flow), P/E Multiple, and P/S Multiple models to estimate intrinsic value. This figure is for information only - not investment advice - and assumptions may not reflect actual market conditions. We encourage doing your own research or speaking with a financial advisor before making investment decisions.

Intrinsic Value checker

Search our company database (same as the site header), pick a match, or type a ticker to open its intrinsic value analysis.

Is Citigroup Inc. (C) undervalued or overvalued?

Based on our intrinsic value models, Citigroup Inc. (C) currently looks overvalued with an estimated 10.90% downside relative to fair value at $140.60. Sign in to Tickerplace Pro to view the full dollar fair value estimate and margin of safety.

Fair value vs market price — Citigroup Inc. (C)

Citigroup Inc. (C) fair value vs market price: our valuation models suggest overvalued positioning with an estimated 10.9% downside relative to intrinsic value at a market price of $140.60. The dollar fair value for Citigroup Inc. is calculated from DCF, P/E Multiple, and P/S Multiple models—available with Tickerplace Pro for a full market-price-to-fair-value breakdown and margin of safety.

Frequently Asked Questions - C

What is the intrinsic value of Citigroup Inc. (C)?

Our models calculate the intrinsic value of Citigroup Inc. (C) using DCF, P/E Multiple, and P/S Multiple approaches based on projected cash flows, growth rate, and discount rate. Sign in to Tickerplace Pro to view the full dollar estimate.

Is C undervalued or overvalued?

Based on our 2026 valuation models, C appears overvalued at its current price of $140.60. Our model suggests the stock may be overvalued by 10.9%.

How is C's intrinsic value calculated?

Tickerplace calculates C's intrinsic value using Discounted Cash Flow (DCF), P/E Multiple, and P/S Multiple models. We project future cash flows, apply a discount rate that reflects investment risk, and compare the resulting fair value estimate to the current market price.

Related companies — intrinsic value

Peers for C: open their intrinsic value pages.

Explore Our Valuation Calculators