What is an intrinsic value calculator?

It estimates a modeled fair value from the cash-flow, growth, and discount-rate inputs you enter, then compares that estimate with a current price. The result is a calculation, not a conclusion that the stock is undervalued or overvalued.

How accurate is a DCF intrinsic value calculation?

DCF outputs change when growth or discount-rate assumptions change. Treat the number as a model estimate from your inputs, not a market-price prediction.

What discount rate should I use?

This calculator uses the discount rate you enter. A common research range is 8%–12%; higher-risk businesses are often modelled with a higher rate. There is no single correct rate.

What does margin of safety mean in this calculator?

Margin of safety here is the percentage difference between your modeled estimate and the price you entered. It is arithmetic from those inputs, not a recommendation to buy or sell.

Can beginners use an intrinsic value calculator?

Yes. Enter cash flows, growth, and a discount rate to see a modeled estimate. Compare it with price and other research — it is not a recommendation.

Is intrinsic value the same as market price?

No. Market price is the last traded quote. Intrinsic value in this tool is a modeled estimate from your assumptions, not the “true worth” of the shares.

Which method does this calculator use?

This page uses Discounted Cash Flow (DCF). Other models (multiples, DDM) will produce different estimates. No single method is definitive.

Intrinsic Value Calculator (DCF) - Calculate Stock Fair Value Instantly

Estimate modeled fair value using Discounted Cash Flow (DCF). Compare the result with market price. The calculator below opens with example inputs and a live result—change any field to model your scenario, or use Clear inputs to reset all fields to zero. For deeper understanding of the underlying concepts, explore our Investing Guide.

Growth ↓Discount Rate →	Discount Rate
4.0%	$2.15B	$1.79B	$1.54B	$1.34B	$1.19B
6.0%	$2.35B	$1.95B	$1.67B	$1.46B	$1.29B
8.0%	$2.56B	$2.13B	$1.82B	$1.58B	$1.40B
10.0%	$2.79B	$2.31B	$1.97B	$1.72B	$1.52B
12.0%	$3.03B	$2.51B	$2.14B	$1.86B	$1.64B

How This Intrinsic Value Calculator Works

This calculator uses a simplified Discounted Cash Flow (DCF) model to estimate a modeled present value from the cash-flow assumptions you enter.

Forecast future cash flows from your growth assumptions.
Apply a discount rate to convert future cash flows into present value.
Calculate terminal value to capture value beyond the forecast period.

Intrinsic Value Formula (DCF Model)

DCF valuation combines two parts:

Present value of forecast cash flows (year 1 to year N).
Present value of terminal value after year N.

In simple terms: Intrinsic Value = PV of Forecast Cash Flows + PV of Terminal Value.

Example: Calculating Apple (AAPL) Intrinsic Value

Let's walk through a simplified DCF for Apple (AAPL) using publicly reported figures and conservative assumptions:

Input	Value	Source / Rationale
Free cash flow per share (FCF/share)	$6.50	~$99B FCF ÷ ~15.2B diluted shares
Growth rate (years 1–10)	8%	Conservative vs. historical FCF growth
Discount rate (WACC)	9%	Approx. cost of capital for a mega-cap tech stock
Terminal growth rate	3%	In-line with long-run GDP growth
Forecast horizon	10 years	Standard DCF window

Discounting each year's projected FCF back at 9% gives a present value of forecast cash flows of roughly $61.80/share. The terminal value (year-10 FCF × 1.03 ÷ (9% − 3%)) is about $240.85, which discounts back to approximately $101.75/share.

Intrinsic value ≈ $61.80 + $101.75 ≈ $163.55 per share.

Compare that modeled estimate to AAPL's market price to see the calculated gap. Other assumptions will produce a different number. Try the calculator above with your own FCF, growth, and discount-rate inputs to see how sensitive the estimate is.

Note: assumptions are illustrative, not a recommendation. Update them with the latest filings if you want a current modeled estimate.

Try with real stock data

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Frequently Asked Questions

What is an intrinsic value calculator?: It estimates a modeled fair value from the cash-flow, growth, and discount-rate inputs you enter, then compares that estimate with a current price. The result is a calculation, not a conclusion that the stock is undervalued or overvalued.
How accurate is a DCF intrinsic value calculation?: DCF outputs change when growth or discount-rate assumptions change. Treat the number as a model estimate from your inputs, not a market-price prediction.
What discount rate should I use?: This calculator uses the discount rate you enter. A common research range is 8%–12%; higher-risk businesses are often modelled with a higher rate. There is no single correct rate.
What does margin of safety mean in this calculator?: Margin of safety here is the percentage difference between your modeled estimate and the price you entered. It is arithmetic from those inputs, not a recommendation to buy or sell.
Can beginners use an intrinsic value calculator?: Yes. Enter cash flows, growth, and a discount rate to see a modeled estimate. Compare it with price and other research — it is not a recommendation.
Is intrinsic value the same as market price?: No. Market price is the last traded quote. Intrinsic value in this tool is a modeled estimate from your assumptions, not the “true worth” of the shares.
Which method does this calculator use?: This page uses Discounted Cash Flow (DCF). Other models (multiples, DDM) will produce different estimates. No single method is definitive.

Intrinsic Value Calculator (DCF) - Calculate Stock Fair Value Instantly