Is CBA overvalued right now?
Based on our 2026 models, Commonwealth Bank of Australia (CBA) appears overvalued at $167.17 with roughly 21.9% downside versus fair value. Confirm with valuation ratios and financials before acting.
Commonwealth Bank of Australia (CBA) is currently Overvalued by 21.87%
Instant valuation answer
Commonwealth Bank of Australia (CBA) appears overvalued by approximately 21.87% based on our live valuation percent and intrinsic value estimate derived from DCF, P/E Multiple, and P/S Multiple models. Valuation can still differ across analyst models, growth expectations, and risk assumptions.
- Downside (live) 21.87% (from live valuation API)
- Confidence (live) 7/10 (High risk)
Confidence Score is based on the magnitude of upside or downside vs intrinsic value.
Fair value estimate
Unlock fair valueCurrent price
$167.17
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Why is Commonwealth Bank of Australia overvalued or undervalued?
Based on intrinsic value, Commonwealth Bank of Australia (CBA) looks priced with a margin of safety relative to a cash-flow-based fair value that blends growth, reinvestment needs, and a risk-adjusted discount rate.
Compared to historical valuation, today’s multiple sits under the range implied by the company’s own five-year average—suggesting the market is more cautious than its own past pricing of similar fundamentals.
Market expectations embedded in the price imply a modest bar for execution: revenue cadence, margin stability, and capital returns would need to hold up to justify a sustained discount versus fair value.
Key metrics
- P/E ratio
- 20.3x
- Revenue growth (TTM y/y)
- 7%
- Profit margin
- 33.0%
- Fair value (model)
- Unlock
Frequently asked questions — CBA
What is Commonwealth Bank of Australia's intrinsic value?
Our DCF, P/E Multiple, and P/S Multiple models estimate whether CBA trades above or below fair value. At $167.17, Commonwealth Bank of Australia currently looks overvalued on this snapshot. Tickerplace Pro unlocks the full dollar fair value estimate.
How is Commonwealth Bank of Australia's intrinsic value calculated?
Tickerplace calculates CBA's fair value using Discounted Cash Flow (DCF), P/E Multiple, and P/S Multiple models. We compare the resulting intrinsic value estimate to the live market price to flag undervalued or overvalued positioning.
Is CBA undervalued right now?
A stock is undervalued when price sits below a supportable fair value range. Check whether CBA's gap aligns with fundamentals using the ratios and financial links on this page.
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