First BanCorp. (FBP) is currently Overvalued by 48.27%

First BanCorp. (FBP) appears overvalued by approximately 48.27% based on our live valuation percent and intrinsic value estimate derived from DCF, P/E Multiple, and P/S Multiple models. Valuation can still differ across analyst models, growth expectations, and risk assumptions.

Downside (live) 48.27% (from live valuation API)
Confidence (live) 8.5/10 (High conviction overvalued)

Confidence Score is based on the magnitude of upside or downside vs intrinsic value.

Fair value estimate

Unlock fair value

Current price

$26.50

Stock valuation checker

Search our company database (same as the site header). Choose a result or type a ticker and press Check valuation.

Explore Our Valuation Calculators

Intrinsic Value Calculator (DCF)ROE Calculator Stock Valuation Calculator

Why is First BanCorp. overvalued or undervalued?

For First BanCorp., intrinsic value ties fair value to sustainable cash generation; with the stock below that level, the snapshot reads as a discount versus fundamentals rather than a pure sentiment call.

Historical valuation for FBP shows cycles where multiples expanded and compressed; today’s positioning rhymes more with defensive pricing than the mid-range of its recent history.

Market expectations boil down to growth, risk, and return on capital—current levels leave more room for upside if execution is steady. Cross-check with live ratios when your API is connected.

Key metrics

P/E ratio: 40.4x
Revenue growth (TTM y/y): 3%
Profit margin: 15.1%
Fair value (model): Unlock

Next steps

Frequently asked questions — FBP

Is FBP overvalued right now?

Based on our 2026 models, First BanCorp. (FBP) appears overvalued at $26.50 with roughly 48.3% downside versus fair value. Confirm with valuation ratios and financials before acting.

What is First BanCorp.'s intrinsic value?

Our DCF, P/E Multiple, and P/S Multiple models estimate whether FBP trades above or below fair value. At $26.50, First BanCorp. currently looks overvalued on this snapshot. Tickerplace Pro unlocks the full dollar fair value estimate.

How is First BanCorp.'s intrinsic value calculated?

Tickerplace calculates FBP's fair value using Discounted Cash Flow (DCF), P/E Multiple, and P/S Multiple models. We compare the resulting intrinsic value estimate to the live market price to flag undervalued or overvalued positioning.

Is FBP undervalued right now?

A stock is undervalued when price sits below a supportable fair value range. Check whether FBP's gap aligns with fundamentals using the ratios and financial links on this page.

Peers for FBP: open their overvalued / undervalued view.

Instant valuation answer