Old Second Bancorp, Inc. (OSBC): calculated intrinsic value vs market price

Calculated intrinsic value vs market price

Old Second Bancorp, Inc. (OSBC) current market price $25.53; calculated gap vs modeled fair value is 29.15%. The dollar intrinsic value estimate is available with Tickerplace Pro.

  • Fair value gap (live) 29.15% (from live valuation API)
  • Confidence (live) 7/10 (Moderate gap)

Confidence score is based on the magnitude of the gap vs the modeled estimate.

Fair value estimate

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Current price

$25.53

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How to read the price vs calculated fair value gap for Old Second Bancorp, Inc.

Intrinsic value work for Old Second Bancorp, Inc. anchors fair value on owner earnings and balance-sheet capacity, then places the current quote next to that estimate.

Versus historical valuation bands, OSBC can sit toward the lower or upper end of where this business has traded when profitability and growth were comparable — useful context before reading any single headline multiple.

Sector peers and macro rates still deserve a sanity check on the company page. The percentage gap on this snapshot is a model output, not a recommendation.

Key metrics

P/E ratio
18.2x
Revenue growth (TTM y/y)
9%
Profit margin
9.5%
Fair value (model)
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Frequently asked questions — OSBC

What is OSBC’s calculated intrinsic value vs its market price?

Old Second Bancorp, Inc. (OSBC) current market price is $25.53, a calculated difference of 29.1% versus modeled fair value. Tickerplace Pro unlocks the dollar intrinsic value estimate. This is a model output, not a recommendation.

What is Old Second Bancorp, Inc.'s intrinsic value?

Intrinsic value is an estimate of what OSBC shares may be worth based on fundamentals rather than today's price alone. See the valuation snapshot on this page for the latest model output. Tickerplace Pro unlocks the full dollar fair value estimate.

How is Old Second Bancorp, Inc.'s intrinsic value calculated?

Tickerplace calculates OSBC's fair value using Discounted Cash Flow (DCF), P/E Multiple, and P/S Multiple models. We compare the resulting intrinsic value estimate to the live market price to show the calculated gap.

How should I read OSBC’s fair value gap?

OSBC’s calculated gap versus modeled fair value is 29.1% at a market price of $25.53. A gap is a calculated difference between price and the model estimate, not a buy or sell conclusion. Confirm with ratios and financials on the company profile.

Peers for OSBC: open their calculated fair value vs price view.