Provident Financial Services, Inc. (PFS) is currently Undervalued by 51.09%

Instant valuation answer

Provident Financial Services, Inc. (PFS) appears undervalued by approximately 51.09% based on our live valuation percent and intrinsic value estimate derived from DCF, P/E Multiple, and P/S Multiple models. Valuation can still differ across analyst models, growth expectations, and risk assumptions.

  • Upside (live) 51.09% (from live valuation API)
  • Confidence (live) 9.5/10 (Very High)

Confidence Score is based on the magnitude of upside or downside vs intrinsic value.

Fair value estimate

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Current price

$23.61

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Why is Provident Financial Services, Inc. overvalued or undervalued?

Intrinsic value work anchors Provident Financial Services, Inc. on owner earnings and balance-sheet capacity; the current quote trades below that anchor, which frames the stock as relatively cheap on a fundamentals-first view.

Versus historical valuation bands, PFS is closer to the lower end of where this business has traded when profitability and growth were comparable—useful context before reading any single headline multiple.

Forward market expectations are muted: the price does not require heroic assumptions to converge with our fair-value zone, but sector peers and macro rates still deserve a quick sanity check on the company page.

Key metrics

P/E ratio
12.1x
Revenue growth (TTM y/y)
9%
Profit margin
35.4%
Fair value (model)
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Frequently asked questions — PFS

Is PFS overvalued right now?

A stock is overvalued when its market price sits above a reasonable fair value range. Use the live snapshot on this page for PFS, then validate with fundamentals and peer multiples.

What is Provident Financial Services, Inc.'s intrinsic value?

Our DCF, P/E Multiple, and P/S Multiple models estimate whether PFS trades above or below fair value. At $23.61, Provident Financial Services, Inc. currently looks undervalued on this snapshot. Tickerplace Pro unlocks the full dollar fair value estimate.

How is Provident Financial Services, Inc.'s intrinsic value calculated?

Tickerplace calculates PFS's fair value using Discounted Cash Flow (DCF), P/E Multiple, and P/S Multiple models. We compare the resulting intrinsic value estimate to the live market price to flag undervalued or overvalued positioning.

Is PFS undervalued right now?

Based on our 2026 valuation models, Provident Financial Services, Inc. (PFS) appears undervalued at $23.61 with about 51.1% upside to fair value. Treat this as a screen—verify fundamentals on the company profile.

Peers for PFS: open their overvalued / undervalued view.