Retirement Calculator

Investment Calculators

Plan your retirement savings and estimate how much you need to retire comfortably. The calculator below opens with example inputs and a live result—change any field to model your scenario, or use Clear inputs to reset all fields to zero. For deeper understanding of the underlying concepts, explore our Investing Guide.

Retirement Calculator

4% rule: Need 25× annual expenses to retire

Target (25×)$1.25M
Projected Balance$664.3K
StatusBehind Goal

Projected Retirement Savings

Final Balance Sensitivity

How your projected balance at retirement changes with monthly contribution and return.

Monthly $Annual ReturnAnnual Return
4.0%5.5%7.0%8.5%10.0%
$0$222.3K$299.7K$403.9K$544.1K$732.8K
$250$314.0K$408.6K$534.1K$700.9K$922.6K
$500$405.6K$517.5K$664.3K$857.6K$1.11M
$750$497.3K$626.4K$794.6K$1.01M$1.30M
$1,000$589.0K$735.3K$924.8K$1.17M$1.49M

Cells shaded from lower to higher. Your inputs are highlighted in blue.

Result

Need $1,250,000 (4% rule) · Short by $585,663

Related Investing Topics

Understanding these concepts will help you use this calculator effectively:

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Frequently Asked Questions

How do I use the Retirement Calculator?
Enter your values in the calculator fields above. The Retirement Calculator will compute the result based on the standard formula. For deeper understanding, explore our related investing articles.
Where can I learn more about Retirement?
Check our Investing Guide for detailed articles on related concepts. We cover definitions, formulas, and examples to help you make informed decisions.