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Mortgage Calculator

Investment Calculators

Calculate mortgage payments, interest over life of loan, and compare scenarios. The calculator below opens with example inputs and a live result—change any field to model your scenario, or use Clear inputs to reset all fields to zero. For deeper understanding of the underlying concepts, explore our Investing Guide.

Mortgage Calculator

Monthly payment: P × [r(1+r)^n] ÷ [(1+r)^n − 1]

Monthly Payment$1,896.2
Total Interest$382.6K
Total Paid$682.6K

Amortization: Balance & Cumulative Interest

Principal vs Interest

Monthly Payment Sensitivity

How your monthly payment changes with interest rate and term.

Rate ↓Term →Term
20y25y30y35y40y
4.50%$1,898$1,667$1,520$1,420$1,349
5.50%$2,064$1,842$1,703$1,611$1,547
6.50%$2,237$2,026$1,896$1,812$1,756
7.50%$2,417$2,217$2,098$2,023$1,974
8.50%$2,603$2,416$2,307$2,241$2,199

Cells shaded from lower to higher. Your inputs are highlighted in blue.

Payment

$1896.20/mo · Total: $682,633

Related Investing Topics

Understanding these concepts will help you use this calculator effectively:

Related Calculators

Frequently Asked Questions

How do I use the Mortgage Calculator?
Enter your values in the calculator fields above. The Mortgage Calculator will compute the result based on the standard formula. For deeper understanding, explore our related investing articles.
Where can I learn more about Mortgage?
Check our Investing Guide for detailed articles on related concepts. We cover definitions, formulas, and examples to help you make informed decisions.
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