Top Undervalued Financial - Credit Services industry Stocks 2026

PayPal Holdings, (PYPL) has the largest fair value gap in the Financial - Credit Services industry at 196.2% below the modeled estimate, followed by The Western Union Company (WU) at 151.9%, Upstart Holdings, (UPST) at 50.6%, and Blue Owl Capital (OBDC) at 45.0%.

Updated todayBased on intrinsic value modelsIndustry: Financial - Credit Services

Page snapshot: 23 Oct 2026, 6:08 am

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Financial - Credit Services Industry Valuation Insights (Updated Today)

The Financial - Credit Services industry currently shows an average fair value gap of 85.1% on this snapshot.
Top name PayPal Holdings, Inc. (PYPL) trades at roughly a 196.2% gap versus modeled intrinsic value—rankings move with prices and inputs.
This industry's average fair value gap is below our broad benchmark (~550.3%).

Undervalued Financial - Credit Services Stocks by Market Cap

Large cap (top 5)

1.PayPal Holdings, Inc. · PYPL196.2%$48.93B
2.Synchrony Financial · SYF26.7%$24.11B

Mid cap (top 5)

1.Upstart Holdings, Inc. · UPST50.6%$2.3B
2.Blue Owl Capital Corporation · OBDC45.0%$4.9B
3.LendingClub Corporation · LC40.4%$2.22B

Small cap (top 5)

1.The Western Union Company · WU151.9%$1.95B

What Are Undervalued Financial - Credit Services Stocks?

Undervalued financial - credit services stocks are names where price sits below modeled fair (intrinsic) value—shown as a fair value gap versus the current quote.

This is not a buy list. Validate each symbol on its company page before you act.

How We Identify Undervalued Financial - Credit Services Stocks

We pull an industry-filtered undervalued snapshot (price, fair value gap, cap, sector, country) and rank by that gap. You can sort and search in the table above.

Rankings can shift intraday as prices and model inputs move. Use the stock screener for custom filters beyond this industry leaderboard.

FAQs

Answers about undervalued financial - credit services names, intrinsic value, and how often this list refreshes.

What are undervalued financial - credit services stocks?

They are Financial - Credit Services names trading below modeled intrinsic value—shown here as a fair value gap versus price. Models vary; use this as a screen, not advice.

How do you find undervalued financial - credit services stocks?

We load undervalued names for this industry from our API, then rank and filter in the table. Sort columns and open company pages to dig deeper.

Why are financial - credit services stocks undervalued?

Often sentiment, earnings, cycles, rates, or stock-specific news—not always a “misprice.” Intrinsic value is model-dependent.

Is this financial - credit services list a recommendation to buy or sell?

No. Rankings are by calculated gap versus a model. Discounts can reflect risk or data lag. Check fundamentals; seek licensed advice for personal decisions.

How often is this list updated?

The page rebuilds on a schedule (ISR). Live quotes can move faster—use company pages for the latest.